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A Payment a Day Part 3
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Hi All
Today's PAD is £1.04 to Abhorrent Amazon HalifaxPigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Hi all, a pad of £9.50 today - £9 to the Cat Lair and 50p to Barclaycard.
This means I have enough to order my new Cat Lair! :j It will take up to a month to arrive as it is handmade. Will post a pic of it with the furryfaces as soon as it arrives and is assembled by OH (I missed out on the DIY gene).
Really pleased as my old cat tree is rubbish and the older furries are scared to go on it cos it wobbles.They need the stimulation as they are house cats and it needs to survive three of them for blooming ages since it cost so much!
Will be starting my flooring fund next - need to find about £500 to get laminate flooring for the hall and tiles for the bathroom floor.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Afternoon all - still no PAD for me:( hoping expenses come through tomorrow and then I can pay a nice big chunck:)
Can I join the PAD diet please? I'm going back to slimmingworld this evening so will post weight etc in sig - I only need to loose another 7lb which I know isn't too much but it just doesn't seem to want to shift so I'm hoping joining you guys will help keep me motivated!
Hope everyone has a great dayNew surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
Hello again friends
Just had to pop in and tell you all, I weighed in and im down 2lbs to 11st 3, thats the lightest ive been in erm, well since about Feb 07 when I got pregnant with ds3, ( had ds 4 almost straight after so kinda retained the blubber)
Anyways im over the moon, and now have the incentive to work harder to get below 11st, hopefully ill achieve that by next fortnight!
While im here, well done London Andy, I think I speak for us all when I say were proud of you! So pleased youre doing well, how do you feel?
Take care all
Mumo4 xx
03/12/2010 [STRIKE]£9,736.56[/STRIKE]
15/2/2011 9878.750 -
Hi all, a pad of £9.50 today - £9 to the Cat Lair and 50p to Barclaycard.
This means I have enough to order my new Cat Lair! :j It will take up to a month to arrive as it is handmade. Will post a pic of it with the furryfaces as soon as it arrives and is assembled by OH (I missed out on the DIY gene).
Really pleased as my old cat tree is rubbish and the older furries are scared to go on it cos it wobbles.They need the stimulation as they are house cats and it needs to survive three of them for blooming ages since it cost so much!
Will be starting my flooring fund next - need to find about £500 to get laminate flooring for the hall and tiles for the bathroom floor.
Not being a cat person, I have never heard of or seen a cat tree or a cat lair, but I am looking forward to seeing the pics, I'm intruiged! I'm a bit jealous too, I'm rubbish at saving!MinniMe wrote:Can I join the PAD diet please? I'm going back to slimmingworld this evening so will post weight etc in sig - I only need to loose another 7lb which I know isn't too much but it just doesn't seem to want to shift so I'm hoping joining you guys will help keep me motivated!Mumof4 wrote:Just had to pop in and tell you all, I weighed in and im down 2lbs to 11st 3, thats the lightest ive been in erm, well since about Feb 07 when I got pregnant with ds3, ( had ds 4 almost straight after so kinda retained the blubber)
Anyways im over the moon, and now have the incentive to work harder to get below 11st, hopefully ill achieve that by next fortnight!
Congratulations on the weight loss, fingers crossed we are all losers today!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Hi mumof4...thank you so much for the encouragement !! (and all you other lovely peeps) Feeling good :j
Well as you lovely MSE's all know, knowledge is power so been using the internet a lot to help me, including some stop smoking forums (peeps are no-where near as nice as the PAD forum though!)
All good - I can actually feel blood returning into my feet and hands which are warm and thats great.
Also The £5 extra PAD is SO motivating. The only thing that's hard is wet cough I have and the mental battle of the little devil in my head all the time saying "you're doing well, you can have just one Andy" and fighting that - but the stuff I'm reading says that will go soon if I tough it out.
I have my clinic appointment tomorrow and very excited to see how much my carbon monoxide reading has gone down !! ......but that's enough of me turning the board into my own personal stop smoking diary :rotfl::rotfl:
Hope everyone is having a good day!!Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
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Afternoon all,
I thought about padding when I first got up this morning, at 3AM :eek:but decided it was a little too early :rotfl: My poor wee baby seems to have picked up a virusYou could have fried an egg on him this morning. He's tucked up in bed sleeping it off whilst I'm fighting to stay awake on the sofa;)
A trip to the dentist for DD and I later on this aft, oh the joys!! Hoping my teeth will bewhen they've finished :rotfl:
Any hoo, my pad today is £300 to scAbbey card.
Hope you're having all having a betterday than me!!Comping wins
May 2013: Sausage RollKeep calm and carry on comping:j0 -
SarahNeedle1872 wrote: »Not being a cat person, I have never heard of or seen a cat tree or a cat lair, but I am looking forward to seeing the pics, I'm intruiged! I'm a bit jealous too, I'm rubbish at saving!
The Cat Lair sounds much more exciting than it really is - it's basically just a really tall pole with various beds and platforms for the cats to play/sleep on!
I'm not a good saver either but having a specific goal helps me and I'm only using money earned from surveys, cashback and daily clicks - with occasional donations from OH's ebay proceeds.
Thanks for the woo-hoo Andy - yes they are very lucky furries - not that I'll get any thanks for it, I'm just their slave. :rotfl:
Well done with your stopping smoking, keep it up. :TSuccess is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
My PAD for today is £26.23 to Student LoansBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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