A Payment a Day Part 3

tobedebtfree_2

Hi Everyone

Jusr 69p for me today.....hopefully will improve.
Good luck with your pads
xxx

panambi

Well done everyone on yesterdays total, must be a record :beer:

Got some ebay money into my account today, deducted fees and postage, so PAD is £31.56

Mudbath

:wave: Hiya everyone - PAD today is just £1.00 again. No idea when the next big payment will happen but not panicking (yet!) xx

Fag_ash_lil

Sutclifs wrote: »

Hi everyone! Am a newbie and want to get in on the PAD action.

I have a Credit Card of £3500.00 to Barclaycard that I am going to set in my sights first! I figure is I make a PAD to my savings and then at the end of the month make the extra payment to the card then it should help me avoid ringing them eveyday!

I also have a clear Credit Card so may see if I can find a 0% Balance Transfer deal

Really want to be debt free and am sometimes scared by how much debt I have - lovely to see such a supportive forum

Hi ya Welcome to the madhouse ! ...
Good luck with your payment a day , either small or large it's surprising how quickly it all adds up . Everybody is really great and very friendly on here which helps to keep you motivated ...

terri x

joeyjimbles

I'm back
Having had an enforced absence of PAD whilst every spare bean went on paying the enormous bill for the drains; I am now back. Yay. I've been reading all the progress though and its been amazing - well done everyone, the totals have made such heartwarming reading.

So today I have made a PAD of just £1.00 which I found on the floor. I'll work out my signature later. It feels good to be back.

XXX

SarahNeedle1872

Sutclifs wrote: »

Hi everyone! Am a newbie and want to get in on the PAD action.

I have a Credit Card of £3500.00 to Barclaycard that I am going to set in my sights first! I figure is I make a PAD to my savings and then at the end of the month make the extra payment to the card then it should help me avoid ringing them eveyday!

I also have a clear Credit Card so may see if I can find a 0% Balance Transfer deal

Really want to be debt free and am sometimes scared by how much debt I have - lovely to see such a supportive forum

Hi Sutclifs, welcome to the house of fun! Its addictive, so watch out!!

Re the payments, do you have online banking? A lot of us have set up a standing order type payment to our CCs, so we can pay pennies if need be... you don't have to talk to anyone, and if your interest is calculated daily, the quicker the money gets to your card, the less you pay

Sx

SarahNeedle1872

Oh yeah, PAD is £6 for today

Double_Trouble

Hi gang

Well my internet only lasted for an hour last night then it was off all and then suddenly came back on half an hour ago so I am making the most of it while it lasts. it is driving me nuts. (Well more nuts than I am already:rotfl:)

£14.76 to the blue Elise fund

Just a quick post so that I can catch up on everything else in case it goes off again.

DTxx

Fag_ash_lil

Hello peeps ! ...

Hope that you are all ok ?

Private and Confidential - Well done on Clearing your HSBC cc ..

tomtombeanie - I'm really pleased that you had a great weekend ..... I bet you're glad to be back at home so that you can have a rest ! ....

Double Trouble - Glad that you are back with us ..... I was beginning to think that you had won the lottery and had jetted off to somewhere hot without your " sisters " ! ....

LondonAndy - Oooooooooooh only one more day until your Egg card is cleared .... Thanks alot for the daily totals ...

flying_fresian - Great PAD amount for you yesterday .... Am really glad that you finally received your bonus ....

bigbeff- Hmmmmmmmmmm big decisions for you then ! .... Good luck with your job application ...

dankosheemo - Great news that you are now under £200 on your Egg cc ....

Paulgonnabedebtfree - Glad to hear that you are ok and that you are still researching your " family tree " .... Have you seen this thread http://forums.moneysavingexpert.com/showthread.html?t=1554629 ? You may find some helpful info on there ....

Twinkles08 - Hope hubby starts to feel better soon ....

mumofthreemonkies83 - Did you manage to sort your keyboard out ? .... If not then try the techi board ...

thevinternet - Hello nob !! .... Sorry but it really made me laugh when you called yourself that ! .... But thanks for reminding me that i have some books that are due back on thursday ! ...
joeyjimbles - Hi great to see you back . Hope you are keeping well . ....

Here's my Good and Bad for today ...

The Good - Paid £50 to cc1 ...
Paid £6.24 to cc2 ...
Paid £10.53 to cc3 ...
Added 6p to change pot ...

The Bad - NOT a CHOOCY free day today ! .... Say no more ! ....

FANTASTIC total for yesterday .... Well done everyone ...

Catch you all tomorrow ....

terri x ( My total PAD for today is £66.83 )

Smamfer

Late as usual!

pad today is

£3.00 Hsbc Misery Card for Bf


Love to all xx