Internet banking & password

loulou41

I just wonder whether anybody has any tips regarding remembering account number and passwords for internet banking esp if one has several accounts? Being OAP, our memory is not so good, my husband finds it hard to remember all the passwords etc., he does not do online banking and has to rely on me but I am worry if I am not here how will he cope? Everything is online bills etc., I have tried to get him interested but he finds it hard to grasp all these. He just does the basic on the computer like reading newspaper, I would not trust him with online banking as he is very slow and is bound to get lock out. Thanks

mluton

I use a password protected excel spredsheet with all my log on infomation on for all the websites I am a member of

Name - Website address - User name - Password - Email address - Other info -

Only 1 password to rememeber then. On my banking details on the sheet I do use * in places to mask some info.

Biggles

I use KeePass (http://keepass.info/).

Very secure, you can set it up to log into your sites for you with one shortcut key combination.

Errata

I write mine down on a piece of paper. The chances of anyone else coming across it and understanding what the data is and how to use it are the same as them removing my cards from my wallet and my cheque book from my bag and fraudulently using them.

missile

It is bad security, but I use one pin number for all my cards and I write passwords down. One of my friend stores on his mobile phone.

If you ever need to claim for fraudulent use, be sure you do not admit writing down pin as this invalidates the agreement and you will be liable for any loss.

Idiophreak

I have four or five different passwords, all of which I can remember. I then abbreviate or provide clues to these in a document that's password protected.

eg if my pet's calley DAVEY, I'd write down something like PET123, then I'd know the password was actually DAVEY123 - mine are somewhat more obscure than that, but you get the idea. Just adds an extra level of difficulty for anyone that gets into the doc..

seven-day-weekend

I have had to write mine down for my husband but I've done it in the format 'black and white cat + 1'. Or 'french friend'

Then he knows it is (e.g) tiddles1 or pierre.

Errata

If you ever need to claim for fraudulent use, be sure you do not admit writing down pin as this invalidates the agreement and you will be liable for any loss.

I guess that also applies to data written electronically eg on a remote database or spreadsheet ?

jake09

For the password I use consecutive digits from a line of the manufacturer's writing on my computer modem (eg "upto64MB") & make a small mark with a pin against the 1st digit on the modem.. which is scarcely visible...but YOU know it's there & it's written down right next to your keyboard.

Geoffo_M

Biggles wrote: »

I use KeePass (http://keepass.info/).

Very secure, you can set it up to log into your sites for you with one shortcut key combination.

So do I - excellent piece of software which I recommend

Savvy_Sue

PINs are stored on my phone, looking like a phone number, but the name of the bank is disguised. For example, if I banked with Barclays and my PIN was 6897, you would probably find Barbara C in my contacts with a phone number which looked like a local number. I would know that the last four digits were my Barclays PIN.

I've got one account which also requires a 6 digit number, and that, I'll be honest, regularly foxes me, but I don't access it very often.

Passwords are more difficult. We have a number of different ones we use regularly, so I work my way through them until I hit the right combination of email address and password, hoping I don't get locked out in the meantime.

I have some 'systems' which I use at work when I set up a first password for someone. The main one is substituting numbers for the vowels in a fairly obvious word. Until they change it, anyone can work out anyone else's password, but for some reason most people look at their password written down and go 'what?'

m4n4g3r 4dm1n1str4t0r b6s1n3ss

BTW, there was one phone banking password I used to have GREAT difficulty with, until I discovered that THEY had misspelled it! :rotfl: