Barclays Additions Plus -v- Additions Active Account

clare009

We have had an Additions Plus bank account with Barclays for a few years but the fee keeps increasing - now £16 monthly. Now I see they do not actually provide this account any more unless you are an existing customer like us. They now have the Active account for £14 monthly. Despite asking the Bank what the differences are between the two accounts they refuse to give me full details. Can anyone help please. The RAC cover, worldwide travel insurance and extended warranty cover is used by us so is this worth it or should we "downgrade" to the Active account?

book12

Details about both accounts below, see for yourself:

Additions Plus - http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=homefreegroup&value=12857

Additions Active - http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?task=homefreegroup&value=15880&target=_self&site=pfs

robertjonesuk

clare009 wrote: »

We have had an Additions Plus bank account with Barclays for a few years but the fee keeps increasing - now £16 monthly. Now I see they do not actually provide this account any more unless you are an existing customer like us. They now have the Active account for £14 monthly. Despite asking the Bank what the differences are between the two accounts they refuse to give me full details. Can anyone help please. The RAC cover, worldwide travel insurance and extended warranty cover is used by us so is this worth it or should we "downgrade" to the Active account?

some features of travel insurance are better on old additions plus, like cover up to the age of 79. also winter sports are covered as standard on additions plus, while you have to pay extra for it on additions active.

if i remember well rac is the same. you also get more benefits with additions plus - like marketmaster acc, childrens cover for a bit extra, etc.

iblametheparents

You don't get domestic emergency cover on the Additions Active account. Personally, I would just stay on Additions Plus.