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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done on boot sale ... thats amazing!
    OH takes home 7.5k on a normal month and up to 13k on a good month. but now its 5k. gosh i feel like a complete loser when i say this as i know people dont earn that much in the real world.
    im listing on ebay - have sold about 300 pounds worth this week! like sandpit, swing, table and chairs, pushchair - and so on!x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Holy holy what part of it is he in my god if my oh gets anywhere near that in it il faint. How old are u how far have I got to go haha. No sleep last night railway line getting fixed crazy grrrrr x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hmm how old am i? little clue in the title of my diary...46 1/2! night night!x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • dohh at me. Laugh at me I'm in bed cheap eye mask and earplugs haha I was kept up with rail repairs x ps what area of computers?I'm sending my chap down the same route hehe. How old are children x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    You're doing so well with ebay.

    It's difficult taking a cut because its a percentage of your income regardless of the actual amount (if that makes sense). We're down from 7K a month 3yrs ago to 3.5k last year to zero. It means effectively starting again and acknowledging (in our case) there will only be one wage. Still I like a challenge, it'll be good to be home for a while and see what I can build from scratch.

    I'll keep apprised of your progress to give me inspiration.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    @ kissjen - you are very welcome to join me! we used to have 2 juicy incomes - up till 2.5 yrs ago mine was 4k a month and now its um about £600 if lucky.
    @happytobe - least u have a facemask - cheap or otherwise - i have sold mine on ebay - obviously they were new - duh like i was ever gonna sell a used face mask ewwweeewwww!!!
    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy - well done on the car boot!

    MrsC your ebay total is looking very healthy. Hope your OH's business sorts out postively soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all lovely people
    What are we all up to? outside in the sunshine I hope!

    having a good weekend!

    ebay doing really well and now i have enough to pay septembers school fees - just for ebaying! yay me!!!

    been gardening and ebay listing most of weekend!
    off out with a friend to cinema later!

    Anyone welcome to share their new with me...?

    have a sunny afternoon!
    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi there Mrs cmr. Weather is N.I is lovely today aswell unfortunately i am nursing a hangover so am not really getting the benefit of it!! Cant believe your ebay total is over 2k- surely you must be running out of stuff to sell by now! Have a good time at cinema

    WABL
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hmm sunburn... i have a face like a tomato!

    off to the cinema - angels and demons!
    catch up tomorrow
    night all
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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