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Diary of a Poor Person aged 46 1/2

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Comments

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done! how nice to pay things off.... i have a £100 which im deciding where to pay as my PAD today.... thinking m & s card...

    have a good day!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Happy Friday Mrsc et al

    Soo glad its the weekend although it is pouring with rain at the mo boo!

    Hope you get results for DS soon!

    Fab news about ebay TMD!
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's hard to know where to pay off first. I'd already decided to do the 4 cards, I've paid 2 credit cards early this morning (1am - yes was up late). One is waiting for the next working day. I've paid 2 Barclaycard minimum payments, Asda minimum payment and have Lloyds to do too, might go to the branch and do it there as it says they do it same day, just want the money to come out of my account ASAP so I know what's left is mine. Going to change my signature later to reflect the changes and list the new debt totals and will find some challenges to join/rejoin.
    Sealed Pot Challenge #016
  • is anyone there ? :(
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    me... im here. whats up?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrsc - hope the results come back ok

    Good news re perm job... sounds like there are a few details still to be sorted tho for your OH

    Hope ebay continues to go well
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrs c im in a state oh phoned he might be made redundant next week
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm here too, just had McDonalds, gone right off it, left half the McChicken Sandwich and some chips. Bleugh!!
    Sealed Pot Challenge #016
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mrs c im in a state oh phoned he might be made redundant next week

    Hi Happy

    Sorry to hear your OH might be made redundant, fingers crossed his job will be OK.
    Sealed Pot Challenge #016
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    eh? redundant?? whats that all about? was this expected? i m sorry to here this.. pm me if u need. xxxxxxx u know what ... life is carp at times.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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