Diary of a Poor Person aged 46 1/2

curly_B

Wooo fantastic news , thats 3 days more money a week than last week !!

fc123

mrscmr wrote: »

just want to cry. i have to take some radical action i think. i cant dump on OH any more.. he has to concentrate on bringing in his salary and being away.. thats enough for him to carry. i will deal with the rest.

think we have to put house on market. i really dont want to do that.

I didn't want to read and run...but am not around on MSE so much at moment ...but PM if you like....and OH is back later on and I won't have the opportunity to post.

Been there too....it all got too much in about 2006...but we worked our way through it. Selling seemed to be the solution but wasn't now I look back with hindsight.
Do you want me to PM you a simple checklist? It would only from my own experiences though.

One thing we are/were good at was bringing in the ££££ but not so good at doing the deals with banks cards etc....the bestest way is to marry up the 2............then it's like The Yellow Brick Road.
You have one fixed slary, which is great but your's is variable as entrepreneurial...so massively difficult to budget...esp as you will need cashflow too.
Chin up...I will check in later.:D

mrscmr

thaNKSS all.... thanks soo much

just have eaten now... first time all day...
tired, headdache ....
will gather thoughts and come back in morning...

you guys are terrific! x

The_Golden_Goose

mrscmr - I wish there was something I could do or say to make things better.

Great news about the 3 day week, great news that the bank didnt tell you where to stick your financial worries.......

gingababe

sending u ****hugs****

In_my_dreams

Hello there mrscmr - so sorry to hear you are so down. Do you have anyone in the real world to sit and talk with, I know you say you can't burden your husband but it might feel better to talk it through with him.

Brilliant news on the job front.

Thinking of you xx

savingholmes

Great news on the 3 day week - hugs for the rest!

Buffythedebtslayer

well done on the job,never doubted you mate!

remember, just hang on.I am convinced there is a way. Do the checklist thing, as Fc 123 said.

how shot is your credit rating? any chance of getting a new 0% card? or a new bank account?

sending hugs also

xxx

mrscmr

been working hard all day on website for new online shop... bank has gone quiet... actually its a bit like in the film apollo 13, when they go behind the moon [i think] and there is no radio contact... like radio black out and they have to wait till they come out the other side... well i have been behind the moon for 2 days... stilll no sign of coming out the other side.

someone sent me this link..
http://www.dailymail.co.uk/femail/article-1251860/Cupcakes-saved-home-How-I-cooked-plan-bake-family-bankruptcy.html
i assume i can put this onhere... well what an inspiration woman... please read it. gives us all hope!
xx

fc123

mrscmr wrote: »

been working hard all day on website for new online shop... bank has gone quiet... actually its a bit like in the film apollo 13, when they go behind the moon [i think] and there is no radio contact... like radio black out and they have to wait till they come out the other side... well i have been behind the moon for 2 days... stilll no sign of coming out the other side.

someone sent me this link..
http://www.dailymail.co.uk/femail/article-1251860/Cupcakes-saved-home-How-I-cooked-plan-bake-family-bankruptcy.html
i assume i can put this onhere... well what an inspiration woman... please read it. gives us all hope!
xx

Nice tale ..inspiring but there are always a few gaps in stories like that....I know using a domestic kitchen for making food to sell on is a bit dodgy...
and the car?? Must have been a lot of repairs

sold my jewellery to get my car out of the garage - it needed £5,000 worth of repairs

Does OH salary cover the essentials like mortgages x 2 , basic household bills and any secured stuff?
It's tricky for you now as you have set up costs (stock etc) for the new business too.
Hope your weekend goes OK.:)