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Diary of a Poor Person aged 46 1/2

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Comments

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ah buffy... such kind words.. thank ye!

    ebay listings standing at a comfy 143 items...
    thats it for today x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • spendtoomuch
    spendtoomuch Posts: 232 Forumite
    oh my life, dont tell me you have 143 things on Ebay at the same time!!!!???? However do you keep track of all them and get all the postage done???
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    shhh im meant to be in bed .. rearranging furniture in my head...

    ok i have had nearly 500 items at once... get all in a muddle though :-)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well its a cold and dull day, so horrid.
    went to buy school trousers and saved 15 pounds! found an old gift card and used that so saved another 7 pounds!

    really really trying....

    how we all out there?

    still dont really believe we got the refund... was like a dream!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wow just read about the tax refund - don't know how I missed that post but I did - glad it relieved some of the stress and pressure at least temporarily - can't believe how good you are at ebay.... never got into it myself - not even managed to sort out paypal never mind ebay LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks SH... i think ebay is something i was born to do! i love it!

    hope u had a good Christmas time with your family and have a lovely super successful 2010!x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am delighted you and yours have made it through another month. Can I ask where do you find all the items to ebay? :confused:
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well, jo ... when we were rich [ha!] i spent like a crazy mad she-devil... and have given away lots of stuff over the years... finally when OH lost job etc and it all started to go wrong i discovered ebay. now kicking self about stuff i gave a way but hey ho!

    happy new year!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mrscmr wrote: »
    well, jo ... when we were rich [ha!] i spent like a crazy mad she-devil... and have given away lots of stuff over the years... finally when OH lost job etc and it all started to go wrong i discovered ebay. now kicking self about stuff i gave a way but hey ho!

    happy new year!

    Thank you for responding. Happy new year to you and yours too! :beer:
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Mrsc hope you are feeling positive today
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
This discussion has been closed.
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