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Diary of a Poor Person aged 46 1/2

1168169171173174380

Comments

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ah buffy... such kind words.. thank ye!

    ebay listings standing at a comfy 143 items...
    thats it for today x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • oh my life, dont tell me you have 143 things on Ebay at the same time!!!!???? However do you keep track of all them and get all the postage done???
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    shhh im meant to be in bed .. rearranging furniture in my head...

    ok i have had nearly 500 items at once... get all in a muddle though :-)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well its a cold and dull day, so horrid.
    went to buy school trousers and saved 15 pounds! found an old gift card and used that so saved another 7 pounds!

    really really trying....

    how we all out there?

    still dont really believe we got the refund... was like a dream!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wow just read about the tax refund - don't know how I missed that post but I did - glad it relieved some of the stress and pressure at least temporarily - can't believe how good you are at ebay.... never got into it myself - not even managed to sort out paypal never mind ebay LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks SH... i think ebay is something i was born to do! i love it!

    hope u had a good Christmas time with your family and have a lovely super successful 2010!x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Jo4
    Jo4 Posts: 6,852 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am delighted you and yours have made it through another month. Can I ask where do you find all the items to ebay? :confused:
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well, jo ... when we were rich [ha!] i spent like a crazy mad she-devil... and have given away lots of stuff over the years... finally when OH lost job etc and it all started to go wrong i discovered ebay. now kicking self about stuff i gave a way but hey ho!

    happy new year!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Jo4
    Jo4 Posts: 6,852 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mrscmr wrote: »
    well, jo ... when we were rich [ha!] i spent like a crazy mad she-devil... and have given away lots of stuff over the years... finally when OH lost job etc and it all started to go wrong i discovered ebay. now kicking self about stuff i gave a way but hey ho!

    happy new year!

    Thank you for responding. Happy new year to you and yours too! :beer:
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Mrsc hope you are feeling positive today
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
This discussion has been closed.
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