Diary of a Poor Person aged 46 1/2

mrscmr

thanks for popping in, TMD!

gingababe

too_much_debt wrote: »

Hi mrscmr

Just read the last few pages of your diary, will have to subscribe as I read some good threads and then can't find them again.

Anyway, good luck with the ironing challenge, I would join but never iron, although I do need to start but don't have time at the moment, I iron more creases in than I get out.

I would love to join some new challenges but don't know where to look for them as I think they are in with the Diaries and it's hard to find them amongst all the other posts. My main debt to get down is A&L or MBNA as they are now as the interest last month was £84 and I think this month will be £93 and they only add £5 to make the minimum payment and I don't want to be paying that amount of interest to one card.

I'm not worrying about anything until 1st January and then all spending must stop so I'm buying whatever myself and the girls need now as from 1st if we need anything it's tough.

Am so looking forward to the New Year and getting back to debt busting.

TMD

I have joined the turn a £100 into £10k . You can name what you want to make, I have joined I will be ebaying , selling my old books on amazon & match betting.
Why not have a look & join in ?

Ginga

mrscmr

what is match betting... sounds worrying? is it good?

mrscmr

omg... i tell you this... we live on the very edge of our seats at the very end of every month. even though OH now working... it is touch and go if we will make it. usually every mnth we squeak through by the skin of our teeth.... well this month being christmas we were officially in poop.. cos we were 1k short for our regular payments. BUT... we had a tax rebate coming but didnt know when.. well it hit our account today... alll 3650 delicious pounds... yum yum... oh how our bank will lick its lips ... how those loans, ccards and payments will feast!

and how we will survivie till 5 jan till OH gets paid! relief...
and yes i know you will all tell me to dmp... well im trying to pay the bugg*rs back in mrscmr stylee!

xx ... back to ebay listings!

spendtoomuch

good news! Shame you did not know before xmas it would arrive to stop you worrying!! x

mrscmr

yep cos last night i got about 27 mins sleep wondering where i could get the money from...

OH is a little weepy now after me telling him the good news! x

spendtoomuch

aaah thats nice. I am waiting for some money from a car crash I had in November 2008. The tos**er finally admitted liability in September and I have not even had my excess back yet. Its listed to go to court early March but not sure why as liability is not in dispute now. I could really do with getting the money in January. Hope you have a good night's sleep tonight. I go to bed worrying about money and wake up worrying, its not good is it!? X

mrscmr

nope ... sure is not good for one's wrinkles!!! i wake up most nights too... lie there thinking what the heck can i do and also lie there mentally redecorating the house and moving furniture around in my mind [but thats probably odd behaviour]!

night night all in debt free wannabe land! xx

Buffythedebtslayer

Ok, after seeing your amazing success on E bay I have now found your diary. I am stunned at your drive and determination.

I am going to read the rest of your diary, I just wanted to say I really do think you are inspirational, for all the good you do here the tax payment thingy is just fantastic for you.

Hugs xxxxx

Buffythedebtslayer

mrscmr wrote: »

nope ... sure is not good for one's wrinkles!!! i wake up most nights too... lie there thinking what the heck can i do and also lie there mentally redecorating the house and moving furniture around in my mind [but thats probably odd behaviour]!

night night all in debt free wannabe land! xx

I do that too. have rearranged my bedroom thousands of times. Trouble is I have the spatial awareness of a brick and thus nothing ever fits the way I want it to!

Happy dreamsxxxx