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Diary of a Poor Person aged 46 1/2

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  • Happy New Year Mrs CMR, well done on your journey so far, keep up the humour, we will all get where we need to be be eventually, just dont give up, look ahead, not back, and focus on the things that will move you on. Take care
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • Hi. I'm a long time lurker on this diary and as I've just introduced myself to mrscmr on the 2010 Ironing Challenge i thought I'd better say hello on this thread too.

    I've learnt loads from all your posts - congratulations and well done for all the debt busting!

    Happy New Year!
    I have the simplest tastes. I am always satisfied with the best.

    Oscar Wilde
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    welll goood morning all!!!

    last day of the month and year! even we have money in our bank account ... for the first time since may... normally one this day at the end of the month u will see some very grey and worried people in our house... but not today!

    pos and focused... thanks so much for your encouragement... happy new 2010 to you!

    to ele, thanks for lurkeing and posting on both threads.. happy new year to you too.

    today its more ebay! did a little paid work too!

    xx

    back later x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh ele, tell me... how do you win so many things?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • alibob30
    alibob30 Posts: 174 Forumite
    Hello Mrscmr, just found your diary last night and sat and read the whole thing. You've done fantastically well in difficult circumstances.

    Happy new year!
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks very much alibob! happy new shiny 2010 to you too! lets hope its a great year for all!

    thanks for reading and posting!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • oh ele, tell me... how do you win so many things?

    I'm just lucky I suppose. I spend about two hours a week entering competitions, usually when DH is watching some carp on tv.
    I have the simplest tastes. I am always satisfied with the best.

    Oscar Wilde
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well 2009 slowly fades away... better sooner than later in my opinion! the worst year i have ever known.... but still there have been good points.... this site for one... without it i think my head would have exploded with the pressure of what we went and are going through, and such kind, patient people who read and post on the forum... thank you!

    so this year that is now ending has taught me alot... very valuable life lessons. no more will we be greedy and needy.. with a i must have it now attitude, no more will credit be easy and no more will i take things for granted.

    we are fortunate to be where we are today - may we get stronger and more postive in 2010.

    happy wonderful 2010 everyone!
    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Lovely post Mrs cmr. I hope that 2010 is a great year for your:D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks very much, WABL! happy new year to u and urs! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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