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Help needed Re. Attachment to earnings form received.
silent_night
Posts: 23 Forumite
Hi, I'll keep it as short as poss.
I have a CCJ which is for £300 to pay forthwith,
I wrote to court on receipt of CCJ,sent my and made offer of payment.
Court wrote back saying I needed to pay a fee for redetermination, I didn't have the fee and so wrote to claimant asking to pay by installments.
I did not receive a reply, so i did not pay. I expected they would send bailiffs and I could try and sort it with them, but nothing happened.
Fast forward, I just received from court an application for attachment to earnings, Form N55,
I need to send it back asap.
The debt is mine, nothing to do with mu hubby.
Problem is do I just fill it in myself, I work part time and don't earn and it all goes out, hubby works full time, We have two kids.
I am unclear as to weather I include his income or not. It is not his debt.
Also has anyone any idea of what sort of expenses are allowed. I know not smoking, don't smoke anyway, No Sky TV.
Any tips on this would be great.
I really want this sorted on the form.
I DREAD THE THOUGHT OF THEM ORDERING ME TO COURT if I don't fill this form in correctly. The court is miles away too.
thanks for taking the time to read this.
I have a CCJ which is for £300 to pay forthwith,
I wrote to court on receipt of CCJ,sent my and made offer of payment.
Court wrote back saying I needed to pay a fee for redetermination, I didn't have the fee and so wrote to claimant asking to pay by installments.
I did not receive a reply, so i did not pay. I expected they would send bailiffs and I could try and sort it with them, but nothing happened.
Fast forward, I just received from court an application for attachment to earnings, Form N55,
I need to send it back asap.
The debt is mine, nothing to do with mu hubby.
Problem is do I just fill it in myself, I work part time and don't earn and it all goes out, hubby works full time, We have two kids.
I am unclear as to weather I include his income or not. It is not his debt.
Also has anyone any idea of what sort of expenses are allowed. I know not smoking, don't smoke anyway, No Sky TV.
Any tips on this would be great.
I really want this sorted on the form.
I DREAD THE THOUGHT OF THEM ORDERING ME TO COURT if I don't fill this form in correctly. The court is miles away too.
thanks for taking the time to read this.
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Comments
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I need to go back to the beginingsilent_night wrote: »I replied to the claim form and offered to pay by installments.
Did you send this to the court or claimant?
If the claimant rejects your offer, they win by default, and a CCJ is granted, what did you do when the court informed you to pay forthwith?silent_night wrote: »Next thing that happened I got told by the court that I had to pay forthwithClick here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
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Do you have the funds now?silent_night wrote: »Court wrote back saying I needed to pay a fee to do this. I didn't have the fee and so wrote to creditor/claimant again
Are you on any benefit?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I'm having trouble following this TBH.
It may help people here to understand further if you said what the debt was actually for? Credit card/loan/utility bill and so on. And it's a little hard to read when you seem to type in different font colours.Thought they would send bailiffs but nothing happened until last week, one year later.
Excuse me but am I missing something because I have tried to understand your post but ... it's pretty confusing. And it's almost reading with all these different colours, emboldend letters like one of those letters from a DCA TBH. Except in reverse.I DREAD THE THOUGHT OF THEM ORDERING ME TO COURT,
Surely you must have had other paperwork in the year, as you say, you've waited. Something appears to be missing somewhere.Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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Not on any benifit,0
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Merlinexcalibur wrote: »I'm having trouble following this TBH.
Why is that???0 -
That's okay I looked up your other posts for further reference, is it connected with this at all?
http://forums.moneysavingexpert.com/showthread.html?t=1560307Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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Merlinexcalibur wrote: »I'm having trouble following this TBH.
It may help people here to understand further if you said what the debt was actually for? Credit card/loan/utility bill and so on. And it's a little hard to read when you seem to type in different font colours.
Excuse me but am I missing something because I have tried to understand your post but ... it's pretty confusing. And it's almost reading with all these different colours, emboldend letters like one of those letters from a DCA TBH. Except in reverse.
Surely you must have had other paperwork in the year, as you say, you've waited. Something appears to be missing somewhere.
No nothing is missing i have not had a letter, Phone call, nothing,
My OP asks for any info regarding filling this form out as the debt is mine, not hubbies, as said in OP.
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Merlinexcalibur.......Merlinexcalibur wrote: »That's okay I looked up your other posts for further reference, is it connected with this at all?
http://forums.moneysavingexpert.com/showthread.html?t=1560307
No that is an entirly different question of mine, I cannot see why you have BOTHERED TO POST THIS! DO YOU WISH TO KEEP ALL MY THREADS IN ONE PLACE?0 -
Well, anyway. Just wondered why you kept posting in different colours.No nothing is missing i have not had a letter, Phone call, nothing, they want there money now obviously, exactly a year after they got the CCJ.
Well, anyway, ignore anything I said lolAny help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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