Newly purchased flat - utlities and insurance

bruvajon

Hi

I'm currently in the process of purchasing a flat (around 8 years old). I expect to complete in around 6 weeks time, but am not likely to occupy the flat until September 2009.

This leaves me in a difficult position in relation to insuring the flat and ensuring the utilities remain connected. I already know that I will be able to claim a council tax exemption, but am unsure about the rest.

The flat is obviously connected at the moment for water. What would happen once the old owners move out? Clearly, I'd like to not pay any bills until I move in, but will they simply disconnect me? If so, would I incur a fee in order to be reconnected?

Many thanks
Jonathan

Premier_2

Council tax exemption is limited to 6 months. I believe it refers to the property, not the individual, so if anyone has already been claiming exemption for an empty property,the clock is already ticking.

Regarding the water charges, you need to register with the water supplier when you take over the property. Different water authorities appear to have different criteria. Some will bill you as normal (although if the supply is metered, you'll only have to pay the standing charge) whilst others will accept there's no charge to pay on an empty property.
If they won't allow you exemption for an empty property, ask if they have any no-standing charge tariffs (again this varies by authority), but this only helps if you are on a metered supply.