Newly purchased flat - utlities and insurance

bruvajon

Hi

I'm currently in the process of purchasing a flat (around 8 years old). I expect to complete in around 6 weeks time, but am not likely to occupy the flat until September 2009.

This leaves me in a difficult position in relation to insuring the flat and ensuring the utilities remain connected. I already know that I will be able to claim a council tax exemption, but am unsure about the rest.

The flat is obviously connected at the moment for both gas and electricity. What would happen once the old owners move out? Clearly, I'd like to not pay any bills until I move in, but will they simply disconnect me? If so, would I incur a fee in order to be reconnected?

Many thanks
Jonathan

Rikki

Just set up the accounts with your chosen supplier and give them meter readings for day you take procession. You just won't be there to use any gas or electric so you next bills will reflect that.
As for the council tax contact the council and inform them.

Vestra

Contact the current supplier of the property with the meter readings from the days of completion, tell them to put you on a no standing charge tariff and ask them to send the bills to your current address.

Energyman_2

Read meters and keep readings

Get a no standing charge tariff and organise bills to billing address

Read meters and phone in readings if you get an estimated bill

The insurance will be more problematic - most insurance policies only cover houses that are unoccupied for 30 days or less, see a broker as you may well not be covered if above this. You ay want to consider removing boiler if house in rough area.

bruvajon

Thanks guys, much appreciated. All very confusing if it is your first time as I'm sure you can imagine

Regards
Jon

Fire_Fox

Your buildings insurance will be organised by the managing agents/ freeholder, but you must ensure they are kept fully informed of your whereabouts (write recorded delivery). Don't assume the solicitor has done it, if you don't pay your ground rent or buildings insurance there are potentially serious consequences. Note that service charges are payable whether the property is empty or not, have you budgeted for this?