MY Debt Free Journey

Annamarie_2

Well my hubby and brother are huge supporters so have to go thta way:beer:

seemingly scousers are alot like the irish so have to support them


Workingharddfw thank you very much for all that info i have started a journel and i am writing down everything

come the 1st of april i will be taking out a certain amount of cash that will have to do me for the month so looking forward to see how that goes

i have done 2 very constructive things today

i found a very old post office book from 1992 and i had 25 old irish pounds now the old me would have fXXked it out but the new me went to the post office only to find out that is worth WAIT FOR IT:j :j :j :j :j :j :j :j :j :j

102.56 EURO

Can you believe that i am so happy so they are sending me out a new book and i have decided that i will try and save 70 euro a month to go towards our holiday at christmas (hoping to go to Florida)

Also my boss gave me a cheque for 300 euro that i have lodged in off my overdraft

So there you go this site has been so fantastic in teaching me not to be throwing away money so thank you thank you :T :T :T

Annamarie_2

sorry 2 questions can i move this ti the diary section and no 2 can i chage the title

Karmacat

Over E100!!!! Fantastic! To move this to the diary section, I think you'd have to contact one of the board guides..... if you find out how to change the title to a thread, let me know, there's a very old thread I would *love* to change.

GL GL GL GL !!!

Annamarie_2

ah come on Karmacat you are an old timer

surley you know how to change the title:D

MrsTinks

You can indeed change the title - just edit your first post - and I'll shuffle it to the diary section for you now

helnag

Hi Annamarie,

I changed my title but cannot for the life of me remember how...will have a fiddle and let you know. You seem to be doing really well. Funny how with this MS the smallest things are such a big achievement and soon add up. :T

Helen. xx

Edit...must have cross posted, soz!!!

Annamarie_2

:T thanks guys

Karmacat

:o:o I have these big *gaps* in my knowledge, even tho I'm very techie for an arts-type person .... okay, Mrs Tine said you just need to edit the first post..... I'll try that..... :T

Nope ... I've already done that, and it didn't change the thread title. I'll pm Mrs Tine ...

TotallyBroke

Annamarie wrote: »

Can you believe that i am so happy so they are sending me out a new book and i have decided that i will try and save 70 euro a month to go towards our holiday at christmas (hoping to go to Florida)

Also my boss gave me a cheque for 300 euro that i have lodged in off my overdraft

So there you go this site has been so fantastic in teaching me not to be throwing away money so thank you thank you :T :T :T

Good evening, That's fantastic news about the account.
Just a quick thing how much is your overdraft costing you each month. If it costing you nothing then save that e300 elsewhere as an emergency fund. (You have not added the Overdraft as a debt on your soa) You can then reduce your overdraft slowly so that you can adjust to living within it on a month to month basis.
Just another thing as well have you managed to cut back elsewhere to get rid of the 66 deficit, can you really afford to save e70 a month for a holiday. I'm not meaning to burst your bubble at all, I'm just thinking Disney Paris would be cheaper for a long weekend. It will get you debt free an awful lot quicker. Post us up a new soa so we can see how well you have done

Annamarie_2

Hi Totallybroke

The reason we are going to Florida is becasue my Father in law owns a house there and we have not been yet.
We are due to get shares worth abot 3,000 coming to us in may which will pay for flights etc My overdraft is not actually costing me anything never even thought that way so thank you for that i will probably but that off my Mbna card
Although i had to bring my son to the doctor this morning which cost 50.00 euro (so exspensive here) and the antiboitics cost 25.00 so i have already spent 75.oo out of the 300.00:mad: he has an infected toe!!!

I really need to do a new SOA becasue i am more concentrating on my own wagess and what debt i am paying so i will come back on and do an Soa


Thanks again Totally broke