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My job description has changed due to the recession!
thriftybabe
Posts: 689 Forumite
This time last year was boom time! Thanks to MSE I knew that it was not going to last. In the meantime got on with paying wages, accounts, VAT, CSCS, monthly tax returns. My workload has been greatly reduced. In the last few weeks I have been filling out references to various companies including "Shopacheck" for former subcontractors. The other main part of my job at the moment is typing letters to inland revenue, council tax confirming that we have no work!
Anyone else's job description changed?
Anyone else's job description changed?
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Comments
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What's "Shopacheck", please?0
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It is to do with collecting money from people at home. I think it is the equivalent of Provident cheques that were available in the 1980's. I remember my friend getting Provident cheques of £50 (if i remember right) to spend in various stores! God only knows that the interest would be on that!0
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thriftybabe wrote: »It is to do with collecting money from people at home. I think it is the equivalent of Provident cheques that were available in the 1980's. I remember my friend getting Provident cheques of £50 (if i remember right) to spend in various stores! God only knows that the interest would be on that!
So it's a way for poor people to borrow money?0 -
"The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts."
Bertrand Russell. British author, mathematician, & philosopher (1872 - 1970)0 -
..and harder to pay them back0
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Poor them. It's easy to be sucked in to that sort of thing.
Playing Devils advocate here, I wouls ask critics of door step lenders, what rate they would charge?
Lets say you have £1m of your own hard earned familys money to lend. Lets say you want to help the poor and lend £200 per customer - for that cooker thats broken down (ie, they really need the money)
You'll need a car, systems, an office and to pay wages and sick pay plus HR costs for the money collectors (clinets dont have Bank accounts), health and safety 'dry runs', plus computers and insurance.0 -
thriftybabe wrote: »It is to do with collecting money from people at home. I think it is the equivalent of Provident cheques that were available in the 1980's. I remember my friend getting Provident cheques of £50 (if i remember right) to spend in various stores! God only knows that the interest would be on that!
I do wish people would use the credit union first . One reason it`s there is to keep people away from the door step lenders. The cu is very responsible but fair.0 -
Playing Devils advocate here, I wouls ask critics of door step lenders, what rate they would charge?
Lets say you have £1m of your own hard earned familys money to lend. Lets say you want to help the poor and lend £200 per customer - for that cooker thats broken down (ie, they really need the money)
You'll need a car, systems, an office and to pay wages and sick pay plus HR costs for the money collectors (clinets dont have Bank accounts), health and safety 'dry runs', plus computers and insurance.
And a heavy to collect the dosh :eek:'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher0 -
Poor them. It's easy to be sucked in to that sort of thing.
The sad thing is, they probably wouldn't even notice they are being ripped off
'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher0
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