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  • RichyRich
    RichyRich Posts: 2,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It's a credit card provided by Provident Financial
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
    This is the secret message.
  • RichyRich wrote:
    It's a credit card provided by Provident Financial


    No wonder its such a high APR then, seeing as their loans are 117% or there abouts.

    I have an electron, not a visa yet
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • RichyRich
    RichyRich Posts: 2,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Do A&L report your activity to the CRA's? Get your credit reports and if not, ask them to. They're not doing yuo any favours if they're not reporting your good behaviour.
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
    This is the secret message.
  • RichyRich wrote:
    Do A&L report your activity to the CRA's? Get your credit reports and if not, ask them to. They're not doing yuo any favours if they're not reporting your good behaviour.

    On my credit reports it says that they are active and in credit, have loads of the green 0 icons under
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
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