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Tenants - PLEASE take out CONTENTS INSURANCE - BURGLARY
paintpot
Posts: 764 Forumite
I just wanted to post this as a warning to tenants. If one tenant reads this and decides to take out insurance and avoid heartache then it will be worth it.
A property I manage was burgled late Saturday night, early hours of Sunday.
The tenant was not insured and they have lost pretty much everything of value that they own. They have also lost something of extreme sentimental value.
The burglars have managed to get through a metal security gate on the front door and have literally kicked in the UPVC door having smashed the external security light outside. They've carted away a 32inch TV amongst things and no-one saw a thing :rolleyes:
As a landlord I can only advise tenants on taking out contents insurance but I can't force them to do so. In times like this where money is tight, insurance seems like it a non essential but please ask yourself whether you can afford to lose all your worldly possessions. A basic contents policy doesn't need to cost a lot of money.
A landlord cannot and does not insure the tenant's contents.
This property was secure but the burglars were determined to get in. :mad: I've spent today dealing with it and it's really unpleasant.
The same message should also apply to homeowners.
A property I manage was burgled late Saturday night, early hours of Sunday.
The tenant was not insured and they have lost pretty much everything of value that they own. They have also lost something of extreme sentimental value.
The burglars have managed to get through a metal security gate on the front door and have literally kicked in the UPVC door having smashed the external security light outside. They've carted away a 32inch TV amongst things and no-one saw a thing :rolleyes:
As a landlord I can only advise tenants on taking out contents insurance but I can't force them to do so. In times like this where money is tight, insurance seems like it a non essential but please ask yourself whether you can afford to lose all your worldly possessions. A basic contents policy doesn't need to cost a lot of money.
A landlord cannot and does not insure the tenant's contents.
This property was secure but the burglars were determined to get in. :mad: I've spent today dealing with it and it's really unpleasant.
The same message should also apply to homeowners.
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Comments
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Secure but determined to get in generally means it's smackhead land or it's personal.0
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poppysarah wrote: »Secure but determined to get in generally means it's smackhead land or it's personal.
I wouldn't describe it as either to be honest. It's not an affluent area by any means. Some houses in the area have metal security gates but not all. Tenant has been in a while. It's slightly out of the way compared to others hence more easily targetable but that's why it has a security gate and floodlight.
I have no reason to cast aspersions on the tenant. He's been superb.
However, I don't have the mindset of a burglar. They are scum of the earth0 -
I wouldn't describe it as either to be honest. It's not an affluent area by any means. Some houses in the area have metal security gates but not all. Tenant has been in a while. It's slightly out of the way compared to others hence more easily targetable but that's why it has a security gate and floodlight.
I have no reason to cast aspersions on the tenant. He's been superb.
However, I don't have the mindset of a burglar. They are scum of the earth
What they are saying is if someone causes that much damage to a property to rob it they are either drugged, drunk or its personal (ie tenant owed money or upset someone).
& to be honest, I agree with them.
A "normal" thief is not going to want to draw that much attention to themselves at the scene.Not Again0 -
Yes, I understand that. I don't disagree but I don't think it's directed at the tenant and I'm not naive. I could be proved wrong so more likely the former. Plus there was no malicious damage caused inside so hence leading me away from the "personal" aspect.
Whatever, I don't want it to detract from the point of my post.1984ReturnsForReal wrote: »What they are saying is if someone causes that much damage to a property to rob it they are either drugged, drunk or its personal (ie tenant owed money or upset someone).
& to be honest, I agree with them.
A "normal" thief is not going to want to draw that much attention to themselves at the scene.0 -
Indeed. Contents insurance is a good idea for everyone.0
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We were burgled at uni, we had insurance and it was fine. My room door was locked so they got nothing of mine though
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