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Too scared to work out what I owe

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Comments

  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rog2 wrote:
    Moozie - I have been following this thread and have to say that I am amazed at your progress - I could never have done that!:A :beer: :A

    I don't know rog2, it's amazing what we can all do with a bit of determination, a lot of support and a desire to do better ;)

    I am just an ordinary person, if I can do it, I am sure you/anyone can.
    Leason learnt :beer:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Oh wow Moozie!!! Not long and you will be sub £10K!
    Exciting!

    Very pleased for you.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    LookingAhead wrote:
    Oh wow Moozie!!! Not long and you will be sub £10K!
    Exciting!

    Very pleased for you.

    Thank you LA :)

    I am chuffed to bits with the new total and I now know I will be half way by the end of this year which feels great :j
    Leason learnt :beer:
  • anniestar
    anniestar Posts: 2,600 Forumite
    YOU ARE TOTALLY AMAZING. Well done.
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
  • cathybird
    cathybird Posts: 15,843 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    yeah, well done moozie. you're such a help & inspiration to us all!!! :T :T :T :j :j :j
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    moozie wrote:
    I don't know rog2, it's amazing what we can all do with a bit of determination, a lot of support and a desire to do better ;)

    I am just an ordinary person, if I can do it, I am sure you/anyone can.

    Moozie - I honestly tried, but I think I left my LBM until it was too late - I just couldn't fight my creditors, especially HMRC, fast enough :mad: :mad:
    Mind you - I think it would have been a different story if I'd found this site a year earlier - you are proof that it works. :T :T
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rog2 wrote:
    Moozie - I honestly tried, but I think I left my LBM until it was too late - I just couldn't fight my creditors, especially HMRC, fast enough :mad: :mad:
    Mind you - I think it would have been a different story if I'd found this site a year earlier - you are proof that it works. :T :T

    Thank you my friend. To be honest rog, I think LBMs happen when we are ready for them. I did my last consolidation in August 05, if I recall correctly, and I am sure at the time I looked at National Debtline's website but instead of taking in what they said on there, I chose to consolidate. 6 months later, I was ready to listen and act ;)

    It's all down to timing and how ready we are to change things.
    Leason learnt :beer:
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :j :j :j :j :j :j :j :j :j

    Finally, I owe less than £10,000!!!

    I am so thrilled I can't tell you! :rotfl: £50 arrived at last from A&L for introducing a colleague to them, £8 mystery shopping and I put the rest that I had in to bring me down to £9,997.07.

    I don't really know why I am so happy as I still owe loads but I just am!!! Feels closer to the end somehow! :p

    That's it really, no other major update except we are moving to our first house on December 13th :Dand OH is trying to kill me with packing :rotfl:
    Leason learnt :beer:
  • poorbutrich
    poorbutrich Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations Moozie! What a milestone! Not long to go now!!
    Overpay!
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    WELL DONE MOOZIE!!!

    I tell you why you are so happy it cos you've done flippin' brilliantly and you are now down to 4 figures not 5 (and the pence!)

    I am VERY proud of you my darling. VERY proud indeed!

    :T :T :T :T :T :T
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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