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Too scared to work out what I owe

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  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    D&DD wrote:
    Wow Moozie what a rollercoaster its been these last few months..I still remember you posting this and it struck such a chord,did you ever in your wildest dreams think you could be here 9 months later with such a wonderful outlook now?? You should be so proud of yourself and proud of your OH too. I am so happy for you :T :T :T

    Hey D&DD :)

    I remember you were one of the first to reply to my desperate message. It was a Sunday evening, cold, miserable and I felt like my whole world was collapsing around me. I shiver just thinking of how I felt that night - and a few nights after that!

    Did I ever think that 9 months later I'd be posting that kind of update? Never in a million years. I was in a hole and couldn't see a way out but I hadn't accounted for the amazing powers of the DFWs! I am just grateful beyond words!

    Thank you :T
    Leason learnt :beer:
  • :beer: :j :beer: :j :beer: :j :beer: :j :beer: :j

    Well done Moozie! Although I was a 'late comer' it took me a couple of hours reading through with some coffees and at the end I had gone up with the ups, and down with the downs with you - you have done so well and it can only get better as you pay more and more off. Martin should make you a case study! :T
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Moozie! Although I was a 'late comer' it took me a couple of hours reading through with some coffees and at the end I had gone up with the ups, and down with the downs with you - you have done so well and it can only get better as you pay more and more off. Martin should make you a case study

    Lets just say that in the meeting with the publisher the other day Moozie came up as one of the 'debt diary case studies' and is on the list, and I'm hoping (if she agrees) that she will be one of them.... though she doesn't know about it yet :D (probably does now!)

    Martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    MSE_Martin wrote:
    Lets just say that in the meeting with the publisher the other day Moozie came up as one of the 'debt diary case studies' and is on the list, and I'm hoping (if she agrees) that she will be one of them.... though she doesn't know about it yet :D (probably does now!)

    Martin
    :T that will be the icing on the cake:T
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • Imelda
    Imelda Posts: 1,402 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ooooh Moozie! How exciting! I am well chuffed for you x
    Saving for an early retirement!
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    oooh moozie how exciting, and lots of people will learn from you and your valuable advice.
    I have just read (some!) of this post due to it being bumped but while on holiday last week I worked out what I owed and then what oh owed and it came to £12,240. It was a nasty shock to say the least, my oh is also like yours and doesn't agree on certain money matters, and wont help with dealing with our debts-It makes me feel as though no matter how hard I try my hard work will be scuppered by him!
    anyway enough winging-I have updated my sig and even though my debt has gone up because of car I had payed a chunk of that!
    congratulations moozie and I hope everything keeps getting better for you.xxx
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    MSE_Martin wrote:
    Lets just say that in the meeting with the publisher the other day Moozie came up as one of the 'debt diary case studies' and is on the list, and I'm hoping (if she agrees) that she will be one of them.... though she doesn't know about it yet :D (probably does now!)

    Martin

    Wow! How cool Moozie! :beer: :T
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • Moozie

    I've just sat and read your thread with the aid of a nice peppermint tea.

    Thanks for such an inspiring story. As one who feels she is pedalling backwards at the moment, this is great to read.

    I'm off to subscribe to your thread.
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MSE_Martin wrote:
    Lets just say that in the meeting with the publisher the other day Moozie came up as one of the 'debt diary case studies' and is on the list, and I'm hoping (if she agrees) that she will be one of them.... though she doesn't know about it yet :D (probably does now!)

    Martin

    Thank you Martin. I don't really know what to say. I feel so undeserving and chuffed to bits at the same time.

    I am actually grinning from ear to ear :D
    Leason learnt :beer:
  • lil_me
    lil_me Posts: 13,186 Forumite
    10,000 Posts Combo Breaker
    What a journey Moozie, good on ya for sticking with it, well done :) Inspiring.
    One day I might be more organised...........:confused:
    GC: £200
    Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb
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