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7&8 /03/09 What small dfw things have you done?? weekend thread

:DWhen we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:
  • check online banking -
  • update spreadsheets
  • move some money to savings
  • make a loaf in breadmaker
  • storecupboard lunch and tea
  • laundry hokey cokey for OH
  • ironing for me
  • reduce, reuse,recycle one thing
  • swim and jacuzzi to use gym membership
  • aim for low spend day
  • plant some more seeds and do some work in garden
  • sparkle a lot
  • use lots of smilies to cheer me up:D
  • decorator free weekend
Good morning lovely dfw'sjumping0044.gif, Hi to all the regular postersHShearts.gif and welcome to any newbies welcome2.gif.

Sending hugs to anyone feeling poorly or down xxx

Woo Hoo it's the weeknd HSstars.gif HSstars.gif No decorators for two days:j :j

Off to town this morning with my friend, low spend day planned just veggies needed and will have a peek for any bargains about. No housework as all cleaning already done in the week so hopefully will get a bit of time to spend in the veggie area of garden.

Have a great day everyone, catch you all later xxx



Reduce,re-use, recycle.






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Comments

  • morning sophiesmum,
    you're up bright and early this morning! Enjoy your gardening, I would love to grow veggies! Someday!
    I am VERY tired as I didn't get ANY sleep last night (38+3 weeks pregnant....sleep is a thing of the past! :eek: ) Feeling groggy and sluggish this morning!

    Today I will:
    - check online banking
    - go through next weeks meal plan
    -have a LSD or possibly NSD as not planning to travel far from home today!
    - Have a nap!
    - bake HM bread if have the energy
    - do laundry on 30c
    - storecupboard lunch and dinner
    - do surveys and clickthroughs

    That's it! Hopefully I'll perk up later after I manage to get a mid-morning nap in......;)

    Sweet dreams and happy weekend to all!:hello:
    Debt at highest 01/01/2008- $79,385.32 :eek:
    Debt now 01/03/2009 - $63,194.72
    DFW Nerd Club Member #993
    Feb NSD challenge 9/10 days, Mar NSD 5/10 days
    Mar grocery challenge 221.02/250
  • ald65
    ald65 Posts: 303 Forumite
    Part of the Furniture Combo Breaker
    Good Morning Everyone

    My list for today is
    laundry @30
    cook/freeze meals for week
    check online accounts
    fill a bag for charity
    wash car
    start spring cleaning:eek:

    hope you all have a great weekend
  • MrsAudus2b
    MrsAudus2b Posts: 493 Forumite
    Good morning everyone ;)SM - enjoy a decorater free weekend!

    Today I will:
    • Check online banking
    • Catch up with some friends on facebook
    • Catch up on diaries and try and update my own
    • Visiting wedding venue today at 1pm. Going to set up a payment plan and sort out some details with the events lady there. So excited about seeing the place again! It's only 10 minutes away so don't have to be in car for too long.
    • Pop into Tescos this afternoon on way back for a couple of bits - LSD
    • Relax and recover this afternoon - getting there slowly and can now walk about more although it will be at least a week before I am able to drive.
    • Enter some competitions
    • Have a couple of friends over tonight to have a couple of birthday drinks (actual birthday on Monday)
    • Postman just been - have a box of 4 free energy saving lightbulbs! Must have been through the freebies board - result!
    Lots of love to all
    Have a great weekend
    xxxx
    Joint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:

    Getting married 05/09/09 :love:

    To lose for the big day (lb) 2/51
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Woo Hoo - postman has just delivered my £50 virgin voucher from last months qype thingy HSpuschel-schmal.gif Just need to decide what to do with it now:D :D
    Reduce,re-use, recycle.






  • Morning everyone! Who knew there was an 8 o clock on a Saturday morning as well as the evening? Awake much earlier than usual today as was in bed from 5pm last night!! (Slept til 7.30, then back to sleep around midnight)

    Anyhooooo, today's list:

    - post here to keep me on track
    - free scratchcard - damn fishies:rolleyes:
    - enter at least 10 comps
    - check freebies board
    - no heating on until this eve
    - check onepoll, pigsback
    - dry washing on airer
    - make spreadsheet for finances as last one was lost in laptop blowup
    - photograph ebay stash - I've been saying this for weeks but it HAS to be done today!


    Non dfw things -must clean manky house before environmental health hear how dirty it is and social services come and rescue DS! Promised myself a couple of hours out this afternoon taking photographs but not sure if that's gonna happen as got so much to do.

    Today may be dangerous as I'm feeling the urge to splurge. Have a real need for some fabulous shoes, as well as wanting to booktickets for Spongebob live and Cirque de Soleil - eek! Watch this space, I will try to be good!
    :D GOD BLESS DURAN DURAN :D
    Official DFW Nerd Club - Member no 293 Proud to be dealing with my debts
    March NSD 5/10 March Make £5 Day £99.28/£155
  • bathgatebuyer
    bathgatebuyer Posts: 2,522 Forumite
    Part of the Furniture Combo Breaker
    I'll be paying my Orange mobile bill today (I've got as far as the 'your bill is due for payment' text);
    Signed up for something on Pigback to get another 30 points (leaving me with 30 to go to get a £10 voucher!);
    And that will be it folks!
    Almost debt-free, but certainly even with the Banks!
  • MrsAudus2b
    MrsAudus2b Posts: 493 Forumite
    Wow SM - I wish I had a £50 virgin voucher delivered this morning rather than a pack of engery saving lightbulbs! Still, every little helps! Enjoy planning what to do with it

    Edited to add: Just been catching up on yesterdays thread....many congratulations skint student nurse! Fantastic news about the new job!

    xxx
    Joint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:

    Getting married 05/09/09 :love:

    To lose for the big day (lb) 2/51
  • HSpuschel-schmal.gif

    Loving the Saturday morning energy SM and fellow small thingers!

    :jOff to footy this am but instead of standing and cheering (!) I will walk round the field a few times and move my body more - free exercise! trampo.gif

    :jButchers and shopping later

    :jTightwad gazette awaiting collection in library so will grab that too

    :jTry to finish hokey cokey - sadly there'll be tons more muddy kit later

    and generally sparkle confetti.gif
    Getting there...slowly! :D

    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • Hello Everyone :hello:


    Ive not been on this thread before but I really need encouraging as I am so angry with myself for spending £11 on a round in the pub last night, its so hard as I havnt told anyone about my finances and other people have bought me drinks which I would prefer they didnt but it then means I need to get a round in too.

    We also are going out for a meal tonight, so I wanted to spend so wisely as its not going to be a LSD.

    Anyway, today I shall

    Check online banking
    Washing at 30
    Line dry rather than use the tumble
    Store cupboard lunch
    Clean my little car ready to put it up for sale
    Look for some competitions to enter - anyone know any good websites?

    Im going to offer to drive to the meal tonight and then I wont drink alcohol
  • DawnW
    DawnW Posts: 7,805 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning everyone! It is the weekend at last :j :j :j

    Good to hear that Mrs A2B is up and about again, and that SM has a decorator-free couple of days!

    So far this morning I have:
    Put a load of washing in at 30 degrees
    Started tidying up messy house, which I couldn't do yesterday as I had to work my day off :mad: AND my job is such that I do not get paid for it :mad: :mad:

    Seen to animals
    Checked online banking - as expected
    Received cheque for £2.12 from envirophone for an ancient mobile phone that I found in a drawer -not much, but every little helps! It also helps to keep things out of landfill, and I am all in favour if that :T
    I also went through Quidco, so should get another £4.50:T
    HM breakfast porridge and an elderly banana

    Later I will:
    Continue tidying chaotic house
    Do a bit of shopping sticking to list
    Storecupboard meals for me and old friend who is going through a nasty divorce, and is coming to stay for the weekend to get away from it for a couple of days. OH and DD have gone to see OH's mum, who hasn't been too well. I didn't go this time because of prior arrangement with friend. MIL lives with OH's sister a long distance away, so they are staying overnight, so nice evening to just catch up with friend tonight.
    Take little dogs for a walk for free exercise later on

    Tomorrow - probably just collapse in a heap with the thought of work again the next day!

    Have a nice weekend everyone :wave:
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