Little Mr T's Mortgage Free Journey

littlemrtinkle

08/06 week onwards

so far bagged £100.51 from bill hill casino offer
£6 from bet365 reload offer.
£1 from one poll
£2 from click throughs.
£1.50 expedia comp quidco
£0.50 cokezone quidco
£3.20 insurance comparison
12th June Just contacted scottishpower 166 in credit asked for 100 back
12th June redeemed £10 voucher in pigsback (decided to treat myself so got a £10 voucher for amazon)
12th June pureprofile 2.00
Betting £5
total £231.71
I have been looking at mystery shopping, seems a lot of hassle to claim tax back and pay NI etc is it worth it? Lots of companys and not sure which one to do if i decide to do it? i was thinking it could be a good lunchtime earner and nice to get paid to go to a restaurant for once :-)

This time next year i'll be a millionnaire.

Contacted Nationwide for another mortgage change form to lose one more year it will cost an extra £14 a month, or to lose 3 it will cost me another £64. May go for the three years but i will have to step up money making

Mortgage_Reduction_Novice

Regarding mystery shopping: I would say that you'd need to register with at least two companies as either the jobs are few and far between or they go very quickly! But start with one at first. It's hard to recommend a company as the number of assignments on offer from each company varies from area to area.

littlemrtinkle

thanks i am still thinking about doing this.

Just took a look at the competitions board after getting martins mailshot.

I am going to give this a try and see if i win anything.

Mortgage_Reduction_Novice

I've been a mystery shopper for nearly 7 years so if if you have any questions pm me, I'll be happy to dispell the myths!

The best piece of advice and I'm sure you'll find it on the appropriate forum here... never ever pay to sign up as a mystery shopper.

littlemrtinkle

Thank you, which companies do you use? can i fit this around a 9-5 job? Thanks





Called in nationwide today changed term, reduced by another three years costing me an extra £70 a month or thereabouts. I need to find this through more cunning plans.

Mortgage_Reduction_Novice

littlemrtinkle wrote: »

Thank you, which companies do you use? can i fit this around a 9-5 job? Thanks

Will pm you the companies in a tick.

As far as fitting it round 9-5. Yes and no.

There's always a mixture of jobs that require different timings for your visit or phone call. You may be able to do a lunch time visit or just stick to the evening and weekend ones.

I find living and working in different towns doubles my options too and reduces travel costs for me. Remember to factor in travel costs if the company doesn't cover these. Also I've done a few hotel stays closer to work which gave me a nice lie in!

littlemrtinkle

thanks, promise to take a look at those on weekend time permitting.

15/06
Extra Income
Pinecone £3
daily clicks £2
Match Betting £20
One Poll £2
Pureprofile £2
T-mobile sim £1
£100 from switching bank accounts in topcashback (should of been £50 but they paid me 100 hehe).
Holidays uncovered £1.02
Fat Cheese £1.04
vegas promotion mecca bingo £1.60
Moneysupermarket car insurance seash £2
Bill hill casino offer 33.43 bagged
halifax reward 10


Extra Bills
Car insurance £-163 (no cashback sniff sniff as admiral were cheapest)
car tax -125


total so far = -108
Not a great week so far as haven't had much time. Need to step this up over the course of the week to get from red into black.

Mortgage_Reduction_Novice

littlemrtinkle wrote: »

thanks, Car insurance £163 (no cashback sniff sniff as admiral were cheapest)

Cheapest is cheapest regardless of cashback amount! Although I know how nice it is to see the cashback totals go up.... if it never left your bank account in the first place that's better... just not as exciting!

littlemrtinkle

week 22/06

Fatcheese £14 (plus another £5 for recommending my partner, aparently this is allowed on fatcheese).
Daily clicks £6
bunny bingo £14 (deposit 11 for 25 cashback) 1 number off winning 200 4 times grrrrr :-)
Onepoll 0.90
Light speed £4 (£1 for joining through fatcheese and £4 for first survey)Now £10
Get me a quiz £1
chitchat bingo free daily scratch gave me a quid , played this on bingo won £10.50 (minimum withdrawel 10)
Pigsback £1 (really gone pants)
vegas mecca bingo promotion 0.90p
Cheeky Bingo £7.49 (Can't redeem till i get to £10 i believe).
Match betting £35
King jackpot (deposit 10 cashback 15 profit 5 i didn;t win sadly)
Times magazine through quidco £10
ebay 12p
6 from referring someone to vc
Halifax reward £15
Total = £138.99
£3 in pinecone vouchers arrived today and £5 in club card vouchers, so £8 off next food shop.
£5 amazon voucher from thats what i think (used to buy bourne identity trilogy £9.98-£5) .
£2.50 sainsburys voucher (redeemed nectar points)
Lidls voucher in paper £5 off £30
Signed up to royal mail survey thing (you get rewarded in stamps, not sure if you can cash in stamps) I am awaiting my welcome pack.
Ipoints £4
Vouchers=£15.50

Total = £154.49
I am playing free bingo on cheeky bingo, wink bingo and mecca so far only won 4p this week hmmmphh :-) update 10.50 from chitchat (gotta keep the faith) :-) £7.49on cheeky

littlemrtinkle

Next mortgage term change came through today. Now paying £688.94 a month over 13 years 11 months. June 2023 is DD but with overpaying the max every month we have the potential to finish the mortgage in March 2016. The big question is can we keep this up. I am finding overpaying the mortgage a real bind at the moment, i really can't wait to get rid of it. More devious plans needed to get rid of it. :-)