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  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Im very glad to report Im not broody:rotfl:
    But my friend is getting a labradoodle pup in a couple of weeks:j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Things do change Luc.........
    You may find your priorities change .........
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    jacs76 wrote: »

    omg! i'm away for a bit and i come back all soft and serious:D
    Puff :D Nice photos Luc
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • jacs76
    jacs76 Posts: 2,140 Forumite
    being married to a pongo len that does it ....not hee hee
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    Things do change Luc.........
    You may find your priorities change .........

    Oh they have already. Unfortunately with the amount I owe as well as joint loans there is no way we can afford to live just on Hubbles' salary. We have discussed both getting 3 or 4 day weeks though, the idea being between us we would need just 3 days a week at nursery which would make things financially manageable too. Perhaps once the loans are all gone (not that long now really) I could take a year or so out and go back part time when Nathan starts school.

    I do want him to attend nursery a couple of days though to socialise and broaden the circle of experience he has before going to school.
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Interesting.....................

    Proposed Forum Changes...
    MSE_Martin wrote: »
    Proposed Changes (we’d like your feedback)

    These are some of the proposals we like but there's been debate on in the thread, so we'd like to test the water on them.
    • Bankruptcy and Living With it Make this a main board with IVAs as a sub-board
    • New Board: Freebies Low Spend Create new board to go below Freebies: No Spend with the description “Just pay p&p, make a call, send a text or sae”
    • Argos sub-board Remove and merge into grabbit
    • Anything Elseto TO BE DELETED (old posts would be merged into the I Wanna board)
    • Consumables Merge into Shop But Don’t Drop
    • DFW Create a Diaries sub-board
    • Pensions Move to the Work, Home & Play section
    Hope you like them all - do let us know (i'm sure you will)

    Martin
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • jacs76
    jacs76 Posts: 2,140 Forumite
    can't imagine how pants it must be to have to go back to work:cry:
    i hate leaving dan after school one day a week for an hour and half:o
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Lucifa73 wrote: »
    IMG_0212-1.jpg

    IMG_0217-1.jpg

    IMG_0231-1.jpg

    :T:T:T:T:T:T:T:T:T:T
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    woke up to this

    snowmarch.jpg and a very scary descent down the driveway where I kept skidding to the left and OH just saying 'don't brake'!! which in the end I had to just do and slide down to the road as I kept moving to the side and almost through the adjoining wall every time I touched the brakes _pale_

    Off to catch up........
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    lennymfo wrote: »
    I tell you what Booky, it brought me back from the brink. ANd did someone mention tights? Did I tell you that story when one day someone caught me with a pair on my head..........:D

    Now come on Len, you can't tease us with that and then not elucidate (sp?) any further!! The ladder in my pair is now HUGE by the way, I am not happy, but having worn them today I don't know whether taking them back to M&S having been worn, I'm not too sure now!

    Well I'm back and it was very exciting!! Alas no freebies to talk of. I saw lots of people with bags with the shopping centre's name on, but I saw no one handing them out. But Debenhams did have 25% off everything, so with my vouchers I bought the pinkest set of luggage you have seen! I won't miss them coming off the conveyer belt! Original cost £120, with discounts came to £38! AND they're the right size for hand luggage, so should I ever travel Ryanscare I won't need to pay for luggage!

    Lots of other shops there and if I had the money I could've bought half of H&M! But it has made the town centre a bit ghost like, with lots of empty shops. But hopefully they will fill up soon and also the independent traders will not lose out and people will still come in.

    Alas Luc, I can't see the photos, but your avatar looks lovely and I have to say I'm feeling somewhat broody!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
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