Please Help !!!

darren2791

GonzoAston wrote: »

REALLY???

I never knew they could refuse you for that reason

I didnt even know they could ask you. Shocking :eek: I was never asked by Natwest when I opened with them.

Well they didnt say it was for that reason but it was strange that after they asked that a few days later the letter dropped on my mat stating at this time they could not offer me an account !!!

Thanks for your help but im still a bit stuck on if I can claim further or if you can only claim once for the last six years which i have done once ?

GonzoAston

Just searching for you now, lol

GonzoAston

"
And finally...

Although you are perfectly entitled to claim unlawful charges levied against you as many times as you wish, you should also be asking yourself how it is that you are managing to breach repeated agreements with your bank over your overdraft limit.

There may be issues there about how you manage your money more effectively and even, potentially, to do with dealing with debt.

Sometimes, though it may be painful to admit the fact, it is not only the bank that is at fault."

Taken from:

http://www.buyassociation.co.uk/money/text/banking---saving/buyassociation/reclaiming-on-excess-bank-charges.html

Hope that helps you

darren2791

GonzoAston wrote: »

Just searching for you now, lol

Your a star !!

GonzoAston

Awwww. Shucks

darren2791

I do know its my own fault really that I am incuuring charges. I just feel they are ridiculously high.
I suppose it will make me do something about it and tighten those purse strings.
Bang goes the new golf clubs !!!

Thanks for your help anyway my friend !

GonzoAston

lol, I just copied the last bit, including this ""There may be issues there about how you manage your money more effectively and even, potentially, to do with dealing with debt.

Sometimes, though it may be painful to admit the fact, it is not only the bank that is at fault""

Wasnt giving you a lecture, as you already said you were sorting it out, lol

darren2791

GonzoAston wrote: »

lol, I just copied the last bit, including this ""There may be issues there about how you manage your money more effectively and even, potentially, to do with dealing with debt.

Sometimes, though it may be painful to admit the fact, it is not only the bank that is at fault""

Wasnt giving you a lecture, as you already said you were sorting it out, lol

No I know you wasnt. lol.
I need to get my back side into gear now and sort the overdraft before their next review date !!!!!!

GonzoAston

Good luck.

Id still open up another account, just incase jthey do close yours after you claim back again (once its all up and running again)

darren2791

GonzoAston wrote: »

Good luck.

Id still open up another account, just incase jthey do close yours after you claim back again (once its all up and running again)

Yeah Ill try to do that. Thanks again.