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4.15% - best 5 yr fix @75% ltv?

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  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A&L 5 year fix at 3.99% LTV 65% and no fees
  • latecomer
    latecomer Posts: 4,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thats a very good rate and is the first one I've seen that would make it worth coming out of our current fixed rate of 5.39% 4 years early :)
  • clairehi
    clairehi Posts: 1,352 Forumite
    dimbo61 wrote: »
    A&L 5 year fix at 3.99% LTV 65% and no fees

    great deal - no use for us at 72% ltv
  • kforshaw
    kforshaw Posts: 395 Forumite
    Part of the Furniture Combo Breaker
    dimbo61 wrote: »
    A&L 5 year fix at 3.99% LTV 65% and no fees

    I can't find that on the website :( Can you let me know where that's advertised...as I'm better off going with that than my current fixed rate even after the fees! :beer:
    2 Tickets to Blackrock Masters Tennis:j
  • mby70
    mby70 Posts: 4 Newbie
    I currently have a mortgage with Abbey, 5.85% fixed, it's due for renewal in July. Normally I would switch lender but they sent me a letter a few weeks ago saying I could switch/renew with them now if I wished. The deal they offered was 4.49% fixed for 3 years, with no fees, my LTV is about 60%. Does this sound like a good deal? I looked around and couldn't find anything better that didn't involve arrangement fees with other lenders.
  • beecher
    beecher Posts: 2,497 Forumite
    http://www.alliance-leicester.co.uk/mortgages/mortgage-rates.aspx

    premier 5 year fixed feesaver 65%

    Need to open a current account with A&L
  • stolt
    stolt Posts: 2,865 Forumite
    abbey national have a 3.95% 5 yr fixed deal that ive just had approval on, not sure on the LTV on that though but it does have a valuation fee and arrangement fee.
    Listen to what people say, but watch what people what people do!!
  • mby70
    mby70 Posts: 4 Newbie
    Are you an existing Abbey customer?
  • stolt wrote: »
    abbey national have a 3.95% 5 yr fixed deal that ive just had approval on, not sure on the LTV on that though but it does have a valuation fee and arrangement fee.

    Is that the only legal fee's you will incur as I phoned today and spoke to an Advisor who advised me that the deal doesnt include remortgaging solutions-ie legal fee's, and when I asked what are the fee's she said Valuation and other things, so Im not sure how much this would amount to!:mad:
    Wedding on hold until 2011. Mummy to DD1 3/2/6 DD2 5/10/7! Mortgaged to my eyeballs!
  • Mel2
    Mel2 Posts: 101 Forumite
    I asked the Abbey about how much the valuation and legal fees on that mortgage would be today and the advisor I spoke to reckoned about £1300.
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