We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Need new non-MBNA card for BT
~Chameleon~
Posts: 11,956 Forumite
in Credit cards
Can anyone please help me as I'm slowly losing the will to live here! 
Briefly, MBNA card BT deal ending in 3 weeks and due to a massive oversight on my part I can't access sufficient savings to clear balance immediately and none of my current zero balance cards are playing ball with repeat offers
APR has increased to some ridiculous figure like 34% so need to transfer elsewhere even if I end up taking a low LOB deal.
Cards already discounted:
RBS, HSBC and Natwest - for bankholders only.
Any MBNA card - for obvious reasons.
Barclaycard, M&S, LTSB, Nationwide, Tesco, Ulster, Egg - already got these cards - some have current balances and no repeat deals available on others.
Abbey Zero, PO and Halifax - already applied and turned down last summer.
Are there any other cards I've not yet tried that are not related to any of these please? :A
Briefly, MBNA card BT deal ending in 3 weeks and due to a massive oversight on my part I can't access sufficient savings to clear balance immediately and none of my current zero balance cards are playing ball with repeat offers
APR has increased to some ridiculous figure like 34% so need to transfer elsewhere even if I end up taking a low LOB deal.
Cards already discounted:
RBS, HSBC and Natwest - for bankholders only.
Any MBNA card - for obvious reasons.
Barclaycard, M&S, LTSB, Nationwide, Tesco, Ulster, Egg - already got these cards - some have current balances and no repeat deals available on others.
Abbey Zero, PO and Halifax - already applied and turned down last summer.
Are there any other cards I've not yet tried that are not related to any of these please? :A
“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
0
Comments
-
Tesco? I don't know who they are with but got 13 months 0% BT
Naomi x0 -
Tesco used to be with RBS, But I was told by them they didn't operate them anymore and have just been taken over by someone else?
can anyone confirm this?0 -
Tesco are with RBS. I have a statement dated 24.02.09 in my handbag! lol
Naomi x0 -
Tesco? I don't know who they are with but got 13 months 0% BT
Naomi x
Tesco are linked with RBS I'm afraid.
OP: Capital One and Citi both have long term BT deals:
http://www.citibank.co.uk/personal/cards/cards_plat.htm?type=cards&merchant=citi&offer=A258
http://www.capitalone.co.uk/creditcards/capital-one-low-rate-balance-transfer-card.jsf
Plus the Capital One card has no BT fee, but you must have a good credit rating.
Best of luck
UNDERGROUND
This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
How about Citi?
12 months at 0% is currently available to new customers. There's a 3% BT fee.
http://www.citibank.co.uk/personal/cards/dm/sindex.htmPeople who don't know their rights, don't actually have those rights.0 -
Sorry, just amended my OP to add Tesco as an existing card
Just tried BT which I know is an MBNA card but was allowing a SBT to current account - unfortunately turned down
Not confident about getting Cap One, think I tried that one about a year ago and was turned down. Don't Citi own Egg? Already got 2 Egg cards so doubt they'd allow me another “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0 -
How about Co-op?
http://www.co-operativebank.co.uk/servlet/Satellite/1193206375414,CFSweb/Page/Bank-CreditCards
Not the best rate around, but you're running out of options!
UNDERGROUND This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
~Chameleon~ wrote: »Not confident about getting Cap One
C1 are known to score more harshly than some, certainly.Don't Citi own Egg?
Yes, but Citi doesn't seem to mind customers holding both cards. Feedback here suggests that credit limits aren't great though.People who don't know their rights, don't actually have those rights.0 -
PS. I believe the Co-op is offering 6 months at 0% on its Greenpeace card, ditto Yorkshire Bank (which is part of the National Australia Group.) A 3% BT fee applies in each case.People who don't know their rights, don't actually have those rights.0
-
Ok, have applied for both Cap One and Co-op cards - decision pending so fingers crossed!“You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards