Debt Free Wannabe- Newbie Diary

tilly2484

Fairly quick update as need to go into town.

Sold the MG for £980 yesterday and need to put the money into the bank and then pay off credit cards:j

Out tonight so need to get some cheap drink in to drink before we go out.

Put a few punds in my terramundi pot:D

What's everyone else up to this weekend?

skysky69

Its my birthday today!!! So I have had my mom and her partner round for chinese (she paid). They have just left and I feel extremely fat and full. Why do I always eat so much and then regret it as I feel bloated for the rest of the night!! :j

tilly2484

Sorry for no update yesterday, was feeling a little fragile and spent most of it in bed!! Good thing it meant a NSD!!

Sat night was great, got to see all my friends as we haven't for ages and spent £10 less than i budgeted for. So spent £20 and that included a burger at the end of the night!!! Lol

Me and OH are going to Rome on 28th March so put the money i didn't spend into our Rome spending money fund. Also booked our airport parking through quidco. Also through quidco ordered some xmas presents too!:T

Sky sky- Happy belated birthday - did you do anything nice?_party_

Paid off Cap 1:D . need to pay £200 off barclaycard today- leaving £207 and then that will be the credit cards gone!!!! woo hooo:beer:

We have had a poundland open here so need to make a trip there, we need a draft excluder and saw someone on here mention they got one from there.

I'm feeling so positive about my financial situation and know i can get this cleared:o

tilly2484

Working form home today:j No fuel costs!!

Wrapped up warm- I WILL NOT TURN ON THE HEATING lol

So today to do/done:

• Water seedlings- got chilli, selection of herbs and tomatoes so far
• Set up standing order of £25 a month to savings account- holiday fund. Get OH to do the same. Will mean we actually have some money put by for a holiday
• Have been to post office to post ebay items
• Wrap other ebay items that have sold
• Sort dinner for tea
• Online tesco shop coming tonight
• Read some more of money diet book :money:

I've not done a dooyoo review for a while! Must do 2 this week! That is my goal- anyone know how long you have before points expire?

After shenaniggans at the weekend OH is keeping in the good book so will milk that for a while! :rotfl:

It's raining here which is poo! Wanted to do a little potter in the garden.

Hope everyone else is good

tilly2484

Well poo! Called Vodafone to reduce my price plan and they can't! Am going to try again in a couple of days. Up until July last year i wored for them for 5 years until the made me redundant and they can't even give me £5 off!!!

Done washing at 30- anyone know what hokey cokey is, seen it on some peeps threads?

Going to get tea sorted tonight, river cobbler (cheapo fish form tesco) going to put red pesto on top and bang in oven- love it. With potatoes and veg. May even do a storecupboard pudding too:T

Had a look on quidco as car insurance is due up next week. LV do £45 cash back and £6 mth cheaper than what i have now. But will have to pay £85 deposit so need to try and factor that in somewhere.

Paid £5 into my terramundi pot too

Still reading Martin Lewis' money diet book- it's really good:money:

Now i have a dilema- one of my best friends bought me the sex and the city box set for my xmas present:snow_laug - i got it this weekend as we hadn't seen each other since before xmas. Now i love sex and the city but it has crossed my mind to sell on ebay and put money towards debts- what do people think?

Made another £10 on ebay after postage costs

They play sex and the city a lot on sky so could always sky +???

Looking forward to OH coming back, need snuggles!

skysky69

I would be inclined to watch it and then list it on ebay. Best of both worlds! I have just had a couple of things finish on ebay in the last 2 days and now have £65.00 in Paypal! :j It has made me more determined to get rid of the bloomin junk in this house!!!

tilly2484

I'm poorly . Got a sore throat and stinking cold. So working from home today. Thank god i'm off tomorrow so have a long weekend to recover.

Have sold a few more bits on ebay. I'll think i'll do what skysky said and watch some of the sex and the city and then ebay them. Some are going for around £60.

Today i'm going to try and

• Do meal plan
• Do personal budget for year- at least start it, been meaning to do this for a month!:mad:
• Check some more car insurance quotes- through quidco as it's due up next week
• Read some threads on here:o
• Sort dinner for tonight
• Relaxing bath

Not too much today as want to try and rest up. May watch some DVDs snuggled up

tilly2484

Was so annoyed about spending £20 in tesco today. Needed stuff for cake baking as OH birthday next week and making cakes for my 2 nans and mum for mothers day gifts. Plus cat food, 2 jars (again for a present idea i'm doing), loo roll etc.

Good thing is normally i wouldn't have even blinked by doing this a couple of times a week and now i'm really thinking of it and getting annoyed and putting back what i can really do without.:o

Just made some cakes so place smells nice. One of the reasons i want to be debt free is so i can start my own business. Which is to make and sell cupcakes. I'm a good little baker and enjoy it and i have worked for 2 large corporates in a few roles but mainly as a project manager so i think combining all these skills i may have a good chance. But its a way off until debts are done.

So glad it's the weekend, a pretty relaxed one for me i hope as still got my stinking cold

tilly2484

Well the past few days i have not been very MSE!!

Have bought breakfast and lunch at work for the past 2 days. Had to buy a new pair of trousers on Monday as my trousers broke at work so had to pop to tesco to buy some more!!!! lol

However money wise seems to be ok. I have more in my account and in our joint account then we normally would at this time. Payday is monday:T

Tomato seedlings are growing well and so is the herb garden but no sign of the chilli seedlings yet.....

This sat is the OH 30th so will need to spend a bit on that. Prezzie already sorted but we decided to have friends round friday so will get some drinks and nibbles in, cheaper than going out and have told peope to bring some booze too!!

Then on 28th Rome!!!! yay!!! Cannot wait for that. So need to get away. We have spent very wisely this month so a bit left in joint account which can go towards spending money so no taking the credit card!!!:o