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I'm a bit confused... MBNA CC charges

I've just received a list of my MBNA charges dating back to Feb 03 and prior to June 2006 I have lists of charges for £25 but after that date charges are £12. So..... do I claim back £13 for pre June 2006 (£25-£12) as recommended by Martin and then £12 after June 2006? Just seems that by doing this I'm saying £12 is ok prior to June 2006 but after that date I don't want to pay any charges :confused:

Sorry if I'm being a bit dense but it doesn't make complete sense to me.....

Any help or comments appreciated

PS - MBNA returned the £10 cheque I sent them....Result! :T
Light Bulb Moment 4th January 2009 :eek:
Started DMP 1st April 2009 :A
DMP mutual support thread member: 267 :j

Comments

  • I was just about to ask the same question ......
  • St0lli wrote: »
    I've just received a list of my MBNA charges dating back to Feb 03 and prior to June 2006 I have lists of charges for £25 but after that date charges are £12. So..... do I claim back £13 for pre June 2006 (£25-£12) as recommended by Martin and then £12 after June 2006? Just seems that by doing this I'm saying £12 is ok prior to June 2006 but after that date I don't want to pay any charges :confused:

    Sorry if I'm being a bit dense but it doesn't make complete sense to me.....

    Any help or comments appreciated

    PS - MBNA returned the £10 cheque I sent them....Result! :T
    hi just add all the charges up even the £12.00 ones and ask for them back 2 they refunded mine all claimed last year so good luck jill
  • natty16
    natty16 Posts: 418 Forumite
    hi just add all the charges up even the £12.00 ones and ask for them back 2 they refunded mine all claimed last year so good luck jill

    I would also put a claim in for the whole amount. They will probably offer just the difference from the £25 to the £12 but, if they do, write back saying you do not accept that offer and would like the whole amount back otherwise you will start court proceedings. I did this and ended up with all my charges back, which was around £300!! :D
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