We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What would a IFA recommend?

123468

Comments

  • dunstonh
    dunstonh Posts: 120,164 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What exactly is that you contribute to the British econony to justify that level of commission?

    At least I contribute and not a waster like you.

    Previously you said you didn't take on salesmen without a track record of earning at least £100K.

    No I didnt. That was a lie you made up by taking some comments I made and then replacing certain words and spinning them out of context.

    Your repeated lies and unfounded attacks led to you getting banned on this board before. You don't seem to have learnt anything from that and no doubt heading that way again.

    There are enough people here with the sense to see that you are not interested in discussion and just re-registered to keep up the personal attacks.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Stavros_3
    Stavros_3 Posts: 1,288 Forumite
    did wrote: »
    What makes you think I got banned? Would you like me to be banned?

    Yes you did say exactly that. You've certainly got some brass neck.

    And as for personal attacks, what are the "Daily Mail" and "waster" jibes about? You constant use personal abuse. What happens to your clients when they complain?

    Yes there are honest IFAs out there Dunston but you aren't one of them. People should read your old posts very carefully.

    Firstly I have reported this post as defamatory and libelous.
    Secondly I have copied and saved this posting for future use if so required by the aggrieved person (Dunstonh) if the moderators/admin remove it which is highly likely.
    Thirdly a colleague of mine was recently awarded £50k in damages for internet libel where he was accused of being dishonest on an internet forum, this was a summary judgement at county court with lawyers fees of £30k added on top. Be very, very careful of accusing professional people of being dishonest in writing. Even though its on the internet, you are legally responsible for posting highly libelous comments.

    FAO Dunstonh, check your pm's for relevant caselaw
    Liquidity is when you look at your investment portfolio and **** your pants
  • whiteflag_3
    whiteflag_3 Posts: 1,395 Forumite
    whiteflag wrote: »

    Oh dear, oh dear -- the last refuge of the lost argument -- accuse the other party of being a Daily Mail reader !!


    go back and read the thread and tell me what argument ive lost? I know what type of IFA ( financial planner) I am . I also know what a typical IFA is.

    I didnt accuse you, I suggested you stop. If you are not a Mail reader for the sake of this thread be honest and tell us your favoured rag.
  • tuggy12
    tuggy12 Posts: 1,314 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Stavros wrote: »
    Firstly I have reported this post as defamatory and libelous.(snip)
    Even though its on the internet, you are legally responsible for posting highly libelous comments.

    FAO Dunstonh, check your pm's for relevant caselaw

    Yes, I can just imagine the judge summing up on this one!!:rotfl:

    Mr/Mrs/Miss/Ms Anonymous you are accused of libelling Mr/Mrs/Miss/Ms Anonymous by thowing sticks and stones at him/her/it on a public forum where nobody knows anyone else's identity.
    How do you plead?

    Brilliant !!!
  • Stavros_3
    Stavros_3 Posts: 1,288 Forumite
    Thats what the clever sod thought whose just been spanked for 50k. Every computer leaves a trace.
    Liquidity is when you look at your investment portfolio and **** your pants
  • jem16
    jem16 Posts: 19,724 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    did wrote: »
    People should read your old posts very carefully.

    Perhaps they should read your old posts very carefully too - under your previous login. You ned to change your style if you want to pretend to have nothing to do with your previous username.

    http://forums.moneysavingexpert.com/member.html?u=342953

    By the way what does PPR under your login mean?

    Just in case you don't know.
    http://forums.moneysavingexpert.com/showthread.html?t=1389997&highlight=posting+privileges+removed
  • Stavros_3
    Stavros_3 Posts: 1,288 Forumite
    Right I'm off for a cuppa, oh the agony of choice, do I have Tetley's or the Earl Grey 2014.gif
    Liquidity is when you look at your investment portfolio and **** your pants
  • ten.sbih wrote: »
    Towry Law are not Chartered Financial Planners. Like I said, seek a Chartered (or Certified) Financial Planner who is fee based.

    silence is golden:rolleyes:
  • whiteflag wrote: »
    whiteflag wrote: »


    go back and read the thread and tell me what argument ive lost? I know what type of IFA ( financial planner) I am . I also know what a typical IFA is.

    I didnt accuse you, I suggested you stop. If you are not a Mail reader for the sake of this thread be honest and tell us your favoured rag.

    Why on earth should I stop ?! It's a free discussion forum, and so long as I do not breach the perfectly sensible rules about abuse etc then I can go on arguing a point as long as I choose.

    I have no hesitation in revealing that I am an "unashamed" Daily Telegraph reader. And if that leads to hoots of derision from the 'liberal' faction, then it says as much about them as it does about me (likewise regarding Daily Mail readers incidentally).

    I was really responding to the rather naive and obvious little intended trap that someone posted earlier: "Have you ever consulted an IFA ?" Answer "No." "Oh so you don't know anything about it then." To say that someone who has not actually consulted an IFA is not entitled to comment about them is like saying that someone cannot comment on sentencing policy unless they have been up in court, or that someone cannot comment on NHS cancer treatment and care unless they have had the grave misfortune to contract the disease. Essentially a silly non-argument. Had I said that I had in fact consulted an IFA and was not impressed by the advice given and the service provided then no doubt the retort would have been along the lines of, "Ah well you were not bright and knowledgable enough understand the realities of the markets, and the fact that investments go up and down, nor you did not take heed of the warnings and caveats that the IFA must have given you." An answer for everything; a solution to nothing.
    No-one would remember the Good Samaritan if he'd only had good intentions. He had money as well.

    The problem with socialism is that eventually you run out of other people's money.

    Margaret Thatcher
  • dunstonh
    dunstonh Posts: 120,164 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    To say that someone who has not actually consulted an IFA is not entitled to comment about them is like saying that someone cannot comment on sentencing policy unless they have been up in court

    You were making disparaging comments about IFAs. Yet you have no experience of one. Your knowledge seems to be based mostly from the media and we all know how flawed that is.
    Had I said that I had in fact consulted an IFA and was not impressed by the advice given .....

    Then you would have good grounds to make your opinion as its based on a factual event.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.