Court claim wording - credit card charges

WEEN_NASTY

Does any body know how to change the wording of this if I want to claim the full amount after receiving an amount from the card company already which I have accepted as a payment without prejudice?

5. Claimant claims: (a) return of the amounts debited of [insert total charges]; (b) Interest per S.69 County Courts Act 1984 of 8% per annum from the date they were deprived of the money [insert amount of interest as calculated with the bank charges calculator] continuing at the daily rate of 0.022% until judgment or payment.

natweststaffmember

You can only claim the difference if you have already accepted an amount without prejudice.

WEEN_NASTY

natweststaffmember wrote: »

You can only claim the difference if you have already accepted an amount without prejudice.

So if I claimed say 420 and they paid 200 which I accepted without prejudice, how do I word the claim for the remaining 220 using the text supplied by MSE?

Thanks Natwest

WEEN_NASTY

WEEN_NASTY wrote: »

So if I claimed say 420 and they paid 200 which I accepted without prejudice, how do I word the claim for the remaining 220 using the text supplied by MSE?

Thanks Natwest

I see I didn't word my question clearly. I meant claim the balance. Sorry folks.

Tozer

When you say you accepted without prejudice what do you actually mean?

WEEN_NASTY

Tozer wrote: »

When you say you accepted without prejudice what do you actually mean?

I claimed full amount, they offered £12 per charge, and sent cheque. I said ta and sent letter saying accept the cheque as part payment without prejudice but want the rest am prepared to go to court. Just wondered how to change the original text to say I want balance.

WEEN_NASTY

WEEN_NASTY wrote: »

I claimed full amount, they offered £12 per charge, and sent cheque. I said ta and sent letter saying accept the cheque as part payment without prejudice but want the rest am prepared to go to court. Just wondered how to change the original text to say I want balance.

Anyone ??????????

natweststaffmember

WEEN_NASTY wrote: »

Anyone ??????????

Insert amount outstanding.

WEEN_NASTY

natweststaffmember wrote: »

Insert amount outstanding.

This ok?
Eg.

5. Claimant claims: (a) return of the amounts debited of £420.00 (b) Interest per S.69 County Courts Act 1984 of 8% per annum from the date they were deprived of the money £120.25 c) Less £200.00 received as part payment without prejudice, continuing at the daily rate of 0.022% until judgment or payment.


Just didn't know how to word it. Thanks Natwest in advance

Tozer

You do not need to state the amount of money received on account. You simply put the amount in dispute.

Also it should not be a %age in the final line.

WEEN_NASTY

Tozer wrote: »

You do not need to state the amount of money received on account. You simply put the amount in dispute.

Also it should not be a %age in the final line.

Thanks Tozer...so...
Eg.
5. Claimant claims: (a) return of the amounts debited of £220.00 (b) Interest per S.69 County Courts Act 1984 of 8% per annum from the date they were deprived of the money £120.25

Hows that? No mention of the £200 on account, the full amount £420 less £200 and full interest £120.25. with no % mentioned.