Inheritance and care home fees

Biggles

SandC wrote: »

Alan, the state does provide financial assistance towards nursing home fees based on the level of care required by the person in the home. I believe this is works in a three tier system with A being the highest.

There is a small amount of financial assistance towards nursing costs (the NHS Nursing Contribution - not to be confused with NHS Continuing Care, where the state pays all). This used to be three bands up to a couple of years ago, now it is one band for all, regardless of need. I believe the rate is currently £103.80 per week.

monkeyspanner

Hi Alan
I think the question of DOA has been covered but there are a couple of points you may wish to follow up.

Has a claim been made for Attendance Allowance? This is not means tested and is payable whilst a care home resident is self-funding. It is payable at one of two levels the higher of which is £67 per week.

Whilst the house was being sold the LA should have ignored the value of the house when assessing contribution towards care home fees for the first 12 weeks of care home residency. This is called the 12 week disregard. I am not sure if this can be claimed retrospectively and does assume the value of savings other than the house is under £22000 (or thereabouts) for the LA to be required to assist with fees.

Does your MIL have other medical conditions? If her primary need is medical it may be possible to claim Continuing Healthcare funding from the NHS

Penry

AlanF wrote: »

In some LAs, and in all of Scotland, my MIL's care would be paid for by the state.

Alan

This is not true. In Scotland self funders get free personal and nursing care (currently £210 a week I think) towards the cost of their stay. They fund the rest out of savings and income. The result of this has been that many private care homes have put there fees up for self funding people, negating the impact of the "free" personal and nursing care.

Dave_T_UK

The type of reply from "margertclare" really gets up my nose, she says she can't "COMPREHEND" it.
Well just to help her a little I'll explain that because people go to work and pay thier own way through life and buying thier own property, and NOT claiming all and sundrea from the state.
When people don't work live a life of claiming state hand outs, then when they need nursing care they will claim that too, it just makes people wonder if it was all worth it.