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Save the Cheque!
Comments
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Unfortunately Geordie takeaways aren't as sophisticated as the South of Englandshire, mainly because most people pay with paper money - I do 99% of my payment on Visa, occasionally I may draw out £20 or write a cheque.BarclaysManager wrote: »Just charge the card at the actual restaurant. Works for Dominos and, uh, every take out I've ever known.
Cheque is especially dumb for these situations anyway - give food, take cheque, bank cheque, cheque bounces.
Now what? Go back to the property? What if they refuse to pay? Small claims court? For £15?
One day we will be able to pay with Visa on our door step, that would be good and as for the rubber cheque - all cheques to Geordie takeaways must be backed with a Cheque ok card.
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
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What technology improvements are needed? The current system is fairly simple to operate.
With faster payments now in place, very little improvement is needed beyond creating easier access there-to: let people pay to other accounts from their mobile, etc. And we're getting there already.
More places will need to adopt card processing facilities, but this has a marked advantage: a greater number of users, which will help to increase competition and drive prices down.What would William Shatner do?0 -
If you could delay an electronic payment but effectively flag it as "in the post" so to speak that would be a useful successor to the cheque, that is the main purpose of a cheque as far as I am concerned, I can delay a payment for up to 5 banking days and control it as I see fit.
I am not advocating that we do not move on technologically and I am pro-evolution; but we have a system that the benefits out weigh any drawbacks and as I stated in one of my previous post's; cheque books should still be made available to banking customers at a cost to the customer.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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Unfortunately Geordie takeaways aren't as sophisticated as the South of Englandshire, mainly because most people pay with paper money - I do 99% of my payment on Visa, occasionally I may draw out £20 or write a cheque.
One day we will be able to pay with Visa on our door step, that would be good and as for the rubber cheque - all cheques to Geordie takeaways must be backed with a Cheque ok card.
Except most people don't have cheque guarantee cards. Or cheques, really. How many cheques do you think your takeaway deals with, anyway?What would William Shatner do?0 -
I am not advocating that we do not move on technologically and I am pro-evolution; but we have a system that the benefits out weigh any drawbacks and as I stated in one of my previous post's; cheque books should still be made available to banking customers at a cost to the customer.
What benefits?
And do you honestly think they outweigh the considerable cost of clearing cheques, printing them, the high fraud levels, the long time it takes to clear them, etc?What would William Shatner do?0 -
Well the 3 takeaways that my partner and I use, about one or two times per month, rotated, I pay for the meal by cheque.BarclaysManager wrote: »Except most people don't have cheque guarantee cards. Or cheques, really. How many cheques do you think your takeaway deals with, anyway?
So my cheque may be the only one that they process, sorry I don't do cash, it is unsecure, un-retrievable if lost and a pain in the jacksy to carry around.
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
In my opinion yes, I may be wrong so BM, you are the industry professional so I will listen and stand to be corrected if I am wrong.BarclaysManager wrote: »What benefits?
And do you honestly think they outweigh the considerable cost of clearing cheques, printing them, the high fraud levels, the long time it takes to clear them, etc?
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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