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Annual mileage on car insurance
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The insurance company have no way of knowing how many miles you have driven on their policy - if it was queried you would just say you let someone else use the car.0
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Elephant's pricing is weird. I'd save £10 a year by leaving my car on the road instead of in a garage!
Elephant in general are pretty !!!!! anyway... Took me 6 months to get them to pay out. They're quick enough at taking the money...
My argument which mileages on car insurance is this:
Surely someone who does 40,000 miles a year is less likely to have an accident as they have more experience of being on the roads than someone who does 4,000 miles a year. So the higher mileage user should pay less.0 -
Er no.... for that to work the big milage driver would have to at least 10 times less likley to have accident, in way they already do this as a 40k driver won't be paying 10 times for the same policy as a 4k driver.0
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I'm a brand new driver (passed my test on monday, yipee!) and I genuinely have NO clue of a ballpark figure for my annual mileage. My friend suggested going with 7,000 for the first year and seeing from there. Does that seem a reasonable figure? I'm at the end of my degree s can't even predict how muc commuting I'll be doing as I'll (hopefully) be getting a new job n coming months....0
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Seems fair enough note down the mileage now and keep monthly tabs on it and ring the insurance company if you are doing more than the 580 a mth 7000 gives you.0
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Elephant's pricing is weird. I'd save £10 a year by leaving my car on the road instead of in a garage!
Why is that wierd? Why should leaving it in a garge be cheaper? Facts will be Elephant will have more claims from those who say their car is kept in a garage than those who don't, therefore it costs more.0 -
Miss_Liquorice wrote: »I'm a brand new driver (passed my test on monday, yipee!) and I genuinely have NO clue of a ballpark figure for my annual mileage. My friend suggested going with 7,000 for the first year and seeing from there. Does that seem a reasonable figure? I'm at the end of my degree s can't even predict how muc commuting I'll be doing as I'll (hopefully) be getting a new job n coming months....
You could work a rough ball park figure out by working out the distance from your home to your work, multiply it by how many days a week you do then multitply it by 52 (Your days off will give you a safety net). Then you just need to add an amount for private driving eg if your family live a long way away add a higher amount.
You will probably do quite a few miles in your first year as you will be constantly offering to drive as it will be a novelty.
P.S Congratulations0 -
Seems fair enough note down the mileage now and keep monthly tabs on it and ring the insurance company if you are doing more than the 580 a mth 7000 gives you.
How can you say that when the only information offered was the OP was a new driver who couldnt even predict what her commute was?
Im a new driver and my brand new car already has 4000 miles on it - in 9 weeks. Hubby has less then 7000 miles in two years.0
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