Monday 16/2/09 What small dfw things hve you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings and different pots
• storecupboard lunch and tea with oldies
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• clean one room so no housework at weekend
• sparkle a lot - purple cow socks today

Good morning lovely dfw's, hope you all had a lovely weekend - back to work for another week:rolleyes:

Hugs to any poorly people - hope you feel better soon.

Hi to all the regular posters :hello: :hello: :hello: and welcome to any newbies:D

See you later

Pippilongstocking

Today i will:
check online banking - did PAD to hairy loan
Hokey cokey have put one leg in and will get it out later:D
Pay coal
Pay milk
Invoice for college lodger lost a day cos he 'forgot to tell me he wasnt coming in so am down £25 - pah to boys
Invoice for AI shetland work - on the up side they want me to bill for another day at £silly/hour woo hoo:D
Take OH to ferry
Drink recycled coffee
Sort more seeds for lovely folk
Feed chookies
Do timesheet plan for the week as have lots on
Rewrite first section for the evil one meeting later - pah to boys
Phone garage later and see if the Darwin dude is done
Cycle over for said Darwin dub
Walks dogs for home and nice (one of the other) supervisor person who is away today

• - purple stripey socks today

Wooo hooooooo am second today and have shamelessly stolen SM sparkle icon so will sparkle today. Hope you are all well on this wet and windy and horrid Monday. xx

DawnW

Monday morning again - don't they come round quickly:rolleyes:

So far today I have:
Checked online banking - as expected
started cleaning up messy house after weekend, using products I have in the cupboard.
HM breakfast
Seen to animals
Read paper online to avoid buying one

Later I will
Put on a load of washing at 30 degrees
Make packed lunch for work
Go to work:(
Supper from storecupboard and freezer
Post book sold on Amazon
Continue cleaning house after work

Have a good day everyone :wave:

sophiesmum_2

Hi fay

Pah to evil supervisors!!!!! Don't let him get you down.:D

bathgatebuyer

Probably not much as it's car service and MOT day!!!

(I feel ill just thinking about it - I'll bet I'll be at least £350 lighter by the end of today!)

sophiesmum_2

Will keep everything crossed for you BGB = hope it doesn't work out too expensive:rolleyes:

skint-student-nurse

morning all!! feeling so good toay that i could bounce off the walls! lots to do today and i hoped to have:

• [STRIKE]checked banking + see if deposit cheque has cleared[/STRIKE] - not cleared today
• [STRIKE]
• laundry @15'c and air dry
• [STRIKE]
• [/STRIKE]pop into work just show that im still alive! and get my hours for the week
• [/STRIKE]open new ebay account as last one got sabotaged :mad:
• post remaining ebay parcels
• [STRIKE]
• collect my stuff from ex OH's flat and car boot the lot
• [/STRIKE]sort out utilities,tv liscence and other essentials for new flat
• store cupboard tea - left overs from last nights roast,should be able to knock out a stew
• look for a better savings account
• set up direct debit to new savings account
• job applications to continue- applied for mcdonalds last night but its money so i cant complain!
• see if my friend who works at sky can get me any good deals :rolleyes:

got my lovely,warm multi-coloured striped socks on today,so much to do! no excuses though as DD is at nursery til 5pm!!

have a great day everyone!!

andan

Morning guys, half term which is nice, but i am on my pregnancy massage course today and tomorrow so not muh else happening. Hope everyone has a great day today.

Things for today:
-Go to course, involves a 100mile round trip
-Take foreign student to school
-I have my pack lunch for today
-Do daily scratch cards
-Do some surveys
-Attend supervision for voluntary helpline
-Continue using up old beauty products
-Check out savings amounts
-Check online banking

Catch up with you all later if i get a chance

ald65

BGB-Hope the car costs less than you think, good luck!
List for today includes
clothes repairs[how can so many hems come down at once:mad: ]
meal planning for week [forgot to do it yesterday...]
turn central heating down again
use up odds and ends in fridge
Hopefully today will be a NSD;)

Lottebear

Today Have so far;

Checked online banking waiting for transfer from savings and cheque from friend today.
Done daily cards

Hopefully NSD as Mum is visting and food is bought.

mizzy2

Morning all

-do more dissertation
-go to class at gym to use membership
-done scratchcard
-dooyoo review +ratings, got £50 cheque through this weekend!
-go to town to sort out bank/put cheque in
-got paid today! got to save it for direct debits electric and gas direct debit gone up!
-go to lecture using bus pass
-nsd hopefully, will take lunch in
-do washing at 30
-put away clean washing
-practice flute
-chase up work extra learning payment.

have a good day everyone!