can i calim after going bankrupt????

hbos1

Credit-Crunched wrote: »

They are merely keeping what is theirs, you write off the debt then expect them to pay you more money?

I very much doubt you will receive anything back, you are technically in breach of contract.

Hiya, i was in the same situation with Halifax over 1 wk ago. they agreed to settle the ppi as if id never took it out. I was given a redress figure of 1104.99 and remaining ppi of about 1700.00. They sent a letter saying as my loan was in arrears(sent to debt agency in 2006) they would be off setting it all to the arrears. I wrote back and said no way!! they could put the remaining ppi to the loan arrears but the amount i had already paid(made up of actual pymts and interest refunded) i wasnted paid back to my bank account. I got a letter in yest advising that i would recieve a cheque within 14 days for the full redress of 1104.99!! and a reminder that my loan acc was still in arrears.
to be honest I wrote back to them chancing my arm on any money being paid to me and am very surprised they did. I did quote in my letter that the FSA would award the money to me so i dont know if that helped or if hbos just did it for a quiet life!!
Chance it and see how you get on. I can now use the money to clear off a cc that charges interest every month!!