My Debt Diary

James240

dottyanne wrote:

Hiya James

Read through your thread a little - congrats on the £900 overpayment - well done you :beer:

Also a comment on a little exert from one of your posts that read :-

im trying my best and paying my dues, ive learnt my lesson the hard way and im going to get myself out of this mess

I feel exactly the same way!! :T Although it has taken me a while to figure it out !!

Keep going the way you are and you'll be debt free in no time - well done mate!!

dottyanne xx

thanks dottyanne trying my hardest believe me

want to check on me loan again cos me monthly payment has come off as well today but the Egg website is down so im going to have to wait until 2mmorow :rolleyes: to see how much i owe now lol

desperatelyseekingmoney_2

Wow James

I have just read your thread from start to finish. You have been doing brilliantly. I myself am fairly new here and taking on board a lot of advice from everyone.

Keep up the good work, you are an inspiration to us all!!! :j

Verbatim

Hi James.

Hope the egg payment has gone thro'. My £900 has left my account this morning and with my £5k BT to my 0% HSBC my A/L cc is down to £1779. Can't wait to pay off June and July!

James240

yeah its all gone through now :j and my monthly payment has gone through as well which mean another £249 has come of my loan :j

Thanks desperatlyseekingmoney im trying my best to get this loan down to absolute zero by the end of the year thats my aim for this year and then i can start on my credit cards :j

hey Verbatim well done!! :j your doing fantastic :j that is excellent news about u transferring ur £5k on to 0% way to go!!! and that A/L CC is coming down nicely :beer:


*EDIT* just noticed as well it my 200th post on me diary :j

James240

Well today i sent back the duplicate copy of Stargate Season 2 cos when i ordered it at the begining of the month i ordered 2 copies by accident :doh:
so once the refund cos through on that ill have another £23 back in me account, although it did cost £3 odd to send it by recorded delivery :rolleyes:

Verbatim

How you doing James? Your diary's way down the list tonight. Not like you to be so quiet!

Looks like my plan to pay off the A/L cc may not be a goer!!

May have to see if HSBC will raise my credit limit and BT a bit more. Don't know how I miscalculated but I don't think I'll be able to do the same again next month.

Ah well...

southernscouser

Verbatim wrote:

How you doing James? Your diary's way down the list tonight. Not like you to be so quiet!

I think he is in mourning! :whistle:

dottyanne

Hiya James - just thought id pop on your thread to say hi!! hope everythings going ok for you!! keep up the good work n all that malarky.....dotty xx

James240

Hiya peeps :hello:

im ok :beer: just havent got round to updating me diary in the last couple of days :doh:

Main reason being is where ive been a bit frivilous with me money and ive gone overdrawn :doh: :mad: So long as i dont buy anything else for the rest of the month ill be £66 overdrawn, although i have my overtime money in which i can use to pay off my overdraft its £66 less i will be able to throw at my loan :doh:

Ive still got me refund that im waiting on from the DVD boxset i sent back, so that will be £23 ill have back but ive got to wait for that so not too sure how long it will be :rolleyes:

Thanks all though for asking if im alright though :beer:

and dont worry Verbatim your doing great it will all come together for u, even if they wont raise ur credit limit you will only have a little bit left on there to pay off wont u? Hope everything else is fine ur end as well :beer:

and SS Arsenal were robbed!!!! :mad: :mad: :rotfl:

southernscouser

It must be the month of may mate. I'm gonna be overdrawn by a minimum of £170! :doh:

But we have still got to enjoy ourselves fella! All work and no play makes Jamesy and SS miserable barstewards!