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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
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    kipper wrote: »
    yeah well just as long as the only reason its around in 9 months time is cos its a sticky with a nice lockd.gif sign at the bottom of it so we don't have to post on here :)


    anyways I wanna look for curtains for the new savings diary thread :D


    :kisses3:

    u and ur curtains :rolleyes:


    :D :kisses3:
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
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    Sea78 wrote: »
    Fantastic going James! You are doing so well - brilliant :)


    Thanks Sea78 im quite proud of myself that im able to pay off nearly a £1000 this month :D

    Its only the second time ive been able to pay off such a vast amount :)

    Im so glad i started to do this over a year and a half ago cos otherwise i would have been £15,000 debt still or even worse it may have been closer to £20,000 :(


    but im sooooo glad i have done this and ive got everyone on MSE to thank for keeping me going :D
    Savings Total so far for 2023: £8,062.58
  • I might be a bit dense here, but are you saying that you are gambling with money you could use to pay down your debt ?
  • James240
    James240 Posts: 16,391 Forumite
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    I might be a bit dense here, but are you saying that you are gambling with money you could use to pay down your debt ?


    nope im not gambling, what im doing is matched betting and its explained here

    it is NOT gambling :)
    Savings Total so far for 2023: £8,062.58
  • James240 wrote: »
    nope im not gambling, what im doing is matched betting and its explained here

    it is NOT gambling :)
    Blimey that is gonna take some reading. So if it's not gambling I guess you can't lose in which case it's free money right ?
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Blimey that is gonna take some reading. So if it's not gambling I guess you can't lose in which case it's free money right ?


    yep thats exactly right :)
    Savings Total so far for 2023: £8,062.58
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
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    Bloody hell!

    I wish I understood it more.

    LOL @ the defence of Matched Betting though.

    I can see your point about wanting to keep the money around to fund further matched betting, and I can see where other people are coming from regarding the debt. At the end of the day, neither is really costing you, if your debt is on 0%, so I say do whatever you think is best.... or split it 50/50?

    P.S I'm sure I've asked you this before, but how far dan saf are you?!
    Wealth is not measured by currency
  • southernscouser
    southernscouser Posts: 33,745 Forumite
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    James240 wrote: »
    Im so glad i started to do this over a year and a half ago cos otherwise i would have been £15,000 debt still or even worse it may have been closer to £20,000 :(

    I would have loved to have started from then! :rotfl:
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hiya James,

    Been away for a wedding at the weekend so just catching up now.

    BL**DY WELL DONE:beer:

    I'm glad you're looking after your Mum and you've still paid nearly a grand off your debts.:T
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Originally Posted by Tootie Fruity viewpost.gif
    Blimey that is gonna take some reading. So if it's not gambling I guess you can't lose in which case it's free money right ?
    James240 wrote: »
    yep thats exactly right :)

    So if this is all free money, risk free, then I could do this and never have to work again ?
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