My Debt Diary

southernscouser

How much for your phone and broadband? :eek:

You tit! :rolleyes:

James240

southernscouser wrote: »

How much for your phone and broadband? :eek:

You tit! :rolleyes:

why thank you SS :rotfl:


phone is cos i had a lot of calls to make to relatives this month and i had already used me free minutes :doh: its a one of this month so not going to worry too much


and broadband is 3 months worth so thats why its £75

southernscouser

£25 a month is still quite high!

James240

southernscouser wrote: »

£25 a month is still quite high!

yeah fair point on that, but im in the predicament where by i dont have to sign up for another 12 month contract if i stay with BT, or if i go to some other ISP im going to have to sign a 12 month contract.

As i dont know how long ill be living with me friends im in a better posistion or otherwise ill end up having to paya whole contract off for how ever many months are left with the new ISP when i move out :think:

southernscouser

Can you downgrade? :think:

Top work on the debt though fella! :beer:

CAFCGirl

Well Done on your debt James, am super impressed! xx

jessicamb

Evenin Mr Bond :cool:

Well done on your humungous overpayment this month

Just one leetle teeny thing though - have you considered that you dont want to give up all your matched betting money at the end of the year - so you need to make a little extra now to make up for it

James240

jessicamb wrote: »

Evenin Mr Bond :cool:

Well done on your humungous overpayment this month

Just one leetle teeny thing though - have you considered that you dont want to give up all your matched betting money at the end of the year - so you need to make a little extra now to make up for it

Tell me about it :rotfl:

Its going to be slightly heart breaking having to use my Matched betting funds to pay off my debt especially as ive got a good bankroll going now

I must admit i have toyed with the idea of leaving my matched betting funds alone and continue to make the payments and overpayments on the amount that would be left because 90% of the debt is now at 0%

The only things that arent are my MBNA Card and my Loan everything else is at 0% and these are the ones im overpaying at the moment


Choices, choices, choices :think:


:rotfl:

JAMIEDODGER

hiya james:)

so the MB winnings are sitting in a bank account? have you thought of clearing your MBNA card with it, just leaving your loan? i know it would be hard to touch that money but in the grand scheme of things, you seem to have MB mastered so you will be able to earn it back again. but with MBNA chraging you interest it does make more sense to clear it IMO.

that would leave just the loan and everthing else at 0% and would bring your total debt down to below 6k:D

just a thought....

James240

southernscouser wrote: »

Can you downgrade? :think:

Top work on the debt though fella! :beer:

CAFCGirl wrote:

Well Done on your debt James, am super impressed! xx

aaaahhhhhhh cheers guys


:beer: