My Debt Diary

kipper_2-2

:rotfl:

James240

:rolleyes:

kipper_2-2

James240

kipper wrote: »

:rolleyes::rotfl:

Right recieved my Barclaycard Platinum through the post over the weekend, which is good news cos i thought they had forgotten about me

The bad news is that i only got a credit limit of £1100 so i can only balance transfer across £990

This means me priority's have changed a little bit im going to have to direct me efforts away from me loan and concentrate all my efforts on my MBNA Card.

This is how me debts break down now:


£2087.56 MBNA Card goes to 13% at end of July

£2565 Morgan Stanley 0% for 9 months

£1018 Barclaycard 0% for 12 months

£1805.86 Egg Loan at 7.9% APR (out of my monthly payment of £303, £290 is coming of my loan and im only pay £13 in interest now:) )

Basically im going to though every bit of money i can now at my MBNA card so to pay as little interest on it as possible

kipper_2-2

James240 wrote: »

Right recieved my Barclaycard Platinum through the post over the weekend, which is good news cos i thought they had forgotten about me

Aaaaaah bless, now ya know what it feels like when you take an age to reply to our posts in ya diary, its like you have forgotten about us



Good news tho, get cracking on whacking that MBNA down

Verbatim

Ah it's the end of July rather than June is it that your MNBA card goes to 13%?

Good news that you got the Barclaycard.

Let us know how you get on with reducing the MNBA total. Are you going to use any of yourMB winnings or savings?

James240

Verbatim wrote: »

Ah it's the end of July rather than June is it that your MNBA card goes to 13%?

Good news that you got the Barclaycard.

Let us know how you get on with reducing the MNBA total. Are you going to use any of yourMB winnings or savings?

aww i wish i could use savings verbatim but i dont have any matched betting total is for the end of year

Im basically going to get paid a fair whack come the end of July so ill start using that to hit it as much as i can plus overpayments from me wages this month

Im aiming to pay off the MBNA cross finger in 2 months but thats just an approximate aim

Verbatim

Did you try and get either of the 2 ccs to up your credit limit? Got to be worth a call.

James240

Hiya verbatim :hello:


Yeah gave them both a call and they werent having none of it unfortunatley

But good news at the moment im only £5 in my overdraft this month :j

Verbatim

Aww well done james. At least that helps.

how much do you reckon you'll be able to whack off your MNBA cc before the interest kicks in?

I'm not sure I understand why you'd rather pay interest now and keep the MB winnings until the end of the year. Wouldn't it cost you less to wipe out the MNBA before interest charges increase the debt? Just a thought.