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My Debt Diary
Comments
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hi james,
i haven't posted on your thread before but just wanted to comment re the tyres.
In the last 2 weeks I've had a nail in 1 tyre and a screw in the other. in both cases they were able to just remove them and plug them with some stuff(i'm sure there's a technical term but i don't know what it is). my dad whos in the car trade was happy with this so i'm sure it's safe. cost was only €7(about £5) per tyre. if you haven't already got a new tyre maybe u could ask them about this.0 -
shoppergal wrote: »hi james,
i haven't posted on your thread before but just wanted to comment re the tyres.
In the last 2 weeks I've had a nail in 1 tyre and a screw in the other. in both cases they were able to just remove them and plug them with some stuff(i'm sure there's a technical term but i don't know what it is). my dad whos in the car trade was happy with this so i'm sure it's safe. cost was only €7(about £5) per tyre. if you haven't already got a new tyre maybe u could ask them about this.
hi shoppergal :hello:
Both nails went right through the tires and needed replacing :mad:
Plus the way i drive i need tyres that wont go bang on meSavings Total so far for 2023: £8,062.580 -
oh dear. ah well, judging by the way you've done so far i'm sure you'll bounce back fairly quickly.0
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Oh what carp luck James.
So you need a strategy to avoid interest charges. It's a bit late to find another 0% before the end of the month. You could pay your overpayment money and some of the MB dosh to the cc. And you have an interest free o/d facility I think, or has that come to an end? Otherwise as ss said there's the A&L free o/d account. Any other ideas?CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
James
Another thought. I've successfully talked up my credit limit before with both M&S and LTSB. You can argue a good history of payment and more importantly a salary increase. It's worth a phone call.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
well ive just applied for a barclaycard its 0% until July 2008 just hope that i get the credit limit i need nowSavings Total so far for 2023: £8,062.580
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well nothing from Barclaycard at the moment :think: im hoping i hear quite soon from them at the moment crossing me fingers that i will get it cos ive got a normal barclays account anyway, but i dont know if that will help me at all in being accepted
Me monthly payment has come off from me Egg Loan hence my new and improved debt figureim really impressed with the overpayments cos now £290 is coming off my loan every month now out of the £303 so im now only paying £13 interest every month :j :j :j
Im well chuffed
Got me new statement from Morgan Stanley through and minimum payment on the amount i transfered on 0% is £52 which aint too bad
and is due on the 8th July which is after payday so thats even betterSavings Total so far for 2023: £8,062.580 -
Are you still not debt free? :eek:
What the hell have you been doing?0 -
southernscouser wrote: »Are you still not debt free? :eek:
What the hell have you been doing?
oh dear lord :rotfl:
ya know mate the usual, ive been standing around scratching me balls :rotfl:
There itch free now :rotfl:Savings Total so far for 2023: £8,062.580 -
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