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My Debt Diary

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Comments

  • shoppergal
    shoppergal Posts: 76 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    hi james,

    i haven't posted on your thread before but just wanted to comment re the tyres.

    In the last 2 weeks I've had a nail in 1 tyre and a screw in the other. in both cases they were able to just remove them and plug them with some stuff(i'm sure there's a technical term but i don't know what it is). my dad whos in the car trade was happy with this so i'm sure it's safe. cost was only €7(about £5) per tyre. if you haven't already got a new tyre maybe u could ask them about this.
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shoppergal wrote: »
    hi james,

    i haven't posted on your thread before but just wanted to comment re the tyres.

    In the last 2 weeks I've had a nail in 1 tyre and a screw in the other. in both cases they were able to just remove them and plug them with some stuff(i'm sure there's a technical term but i don't know what it is). my dad whos in the car trade was happy with this so i'm sure it's safe. cost was only €7(about £5) per tyre. if you haven't already got a new tyre maybe u could ask them about this.

    hi shoppergal :hello:

    Both nails went right through the tires and needed replacing :mad:

    Plus the way i drive i need tyres that wont go bang on me :D
    Savings Total so far for 2023: £8,062.58
  • shoppergal
    shoppergal Posts: 76 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    oh dear. ah well, judging by the way you've done so far i'm sure you'll bounce back fairly quickly.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Oh what carp luck James.

    So you need a strategy to avoid interest charges. It's a bit late to find another 0% before the end of the month. You could pay your overpayment money and some of the MB dosh to the cc. And you have an interest free o/d facility I think, or has that come to an end? Otherwise as ss said there's the A&L free o/d account. Any other ideas?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    James

    Another thought. I've successfully talked up my credit limit before with both M&S and LTSB. You can argue a good history of payment and more importantly a salary increase. It's worth a phone call.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well ive just applied for a barclaycard its 0% until July 2008 just hope that i get the credit limit i need now :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well nothing from Barclaycard at the moment :think: im hoping i hear quite soon from them at the moment crossing me fingers that i will get it cos ive got a normal barclays account anyway, but i dont know if that will help me at all in being accepted :)

    Me monthly payment has come off from me Egg Loan hence my new and improved debt figure :D im really impressed with the overpayments cos now £290 is coming off my loan every month now out of the £303 so im now only paying £13 interest every month :j :j :j


    Im well chuffed :D

    Got me new statement from Morgan Stanley through and minimum payment on the amount i transfered on 0% is £52 which aint too bad :)
    and is due on the 8th July which is after payday so thats even better :)
    Savings Total so far for 2023: £8,062.58
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Are you still not debt free? :eek:

    What the hell have you been doing? :confused:


    :p
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you still not debt free? :eek:

    What the hell have you been doing? :confused:


    :p



    oh dear lord :rotfl:


    ya know mate the usual, ive been standing around scratching me balls :rotfl:


    There itch free now :rotfl:
    Savings Total so far for 2023: £8,062.58
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    James240 wrote: »
    ya know mate the usual, ive been standing around scratching me balls :rotfl:

    Were you put on the sex offenders list after you were arrested? :)
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