My Debt Diary

James240

ahhhh cheers annie been ill the past few days so not been up to concentrating on figures and the like

Right with me extra money i will be getting it will give me an extra £1250 (i will be getting approximatley another £250 a month extra :j )

Im going to use as much as i can to try and pay off more of my debt, but ive got the MOT looming in September (plus my car insurance is due then as well as i need to get a new headlight and brakes for me car :rolleyes: i totally forgot about these :doh: )

Fortunatley i paid for 12 months of me Road Tax this year so i dont have to worry about that until February 2008

Im going to try and apply as much as i possibley can to paying me debt off and hopefully cross fingers it will help me get rid of me debt before the end of the year

hypno06

So what you are basically saying is that you can't be bothered to head over to the snowball calculator, edit the monthly figure and read off the new debt free date

I don't know, some people just spend all their time slacking :rolleyes:

James240

hypno06 wrote: »

So what you are basically saying is that you can't be bothered to head over to the snowball calculator, edit the monthly figure and read off the new debt free date

I don't know, some people just spend all their time slacking :rolleyes:

errrr..............:D


ahh to be honest ive got a few bits that i need to pay out like i said so if i have any bits spare then im going to try and put it towards paying off me debts

ultimately it could shave another couple of months of me debt free date but i dont know how much im going to need to use for insurance and repairs to me car

Ozzyfan

Fantastic news about the new job James, really pleased for you :j

James240 wrote: »

Im going to try and apply as much as i possibley can to paying me debt off and hopefully cross fingers it will help me get rid of me debt before the end of the year

Wow! thats brilliant! Good luck, you are doing really well

James240

Hiya peeps :hello:


This is how me finances work out for this month

My new wage i will get on the 1st July so for this months wage packet im still on me old money

Incoming:

Wages: £1176.94


Outgoings:

Rent: £280.00

Broadband: £0

Mobile Phone(s): £42.00

Travel Card: £33.80

Savings: £10.00

Loan: £303.71

O/Draft: £133.00


Total: £802.51


So that means ive got £374.42 left im going to over pay my loan by £200 this month and live on the £174, ive given my self a little bit extra this month cos ive got a few birthdays for relatives coming up so need to get some presents and also need some petrol money to get down there

Ive got another £145 coming from quidco due to matched betting, and my figure is plodding along nicely at the moment, cross fingers by the end of June i should be pass the £2500 mark :j

Im so proud of doing the matched betting because i only started out with £100 and ive built up that total, i will be sad at the end of the year when i have to use it to pay off my debt but thats what im doing it for and it really does help me focus on becoming debt free before the year ends

James

Ozzyfan wrote: »

Fantastic news about the new job James, really pleased for you :j



Wow! thats brilliant! Good luck, you are doing really well

and thanks Ozzyfan :beer:

hypno06

you're doing ok I suppose :rotfl:

Could try a bit harder though :rotfl:

PeachPickle

Wooohoooo!

Well done James, so pleased for you :D

James240

PeachPickle wrote: »

Wooohoooo!

Well done James, so pleased for you :D

Thanks peachpickle now i got this job it means i can focus more as its given me more of a "uplift" as such now

Verbatim

Just dropping by to say hi James. Looking forward to seeing how the new figures work out next month.

How are you getting on with finding a new cc to BT your MNBA balance to? When does the zero % finish??

James240

me 0% ends at the end of June so me July statement will have all the interest on it.

At the moment ive applied for a Morgan Stanley 0% for 9 months so im just waiting on an answer from them at the moment hoping they will say yes and give me a big enough credit limit to transfer