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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote:
    Hi James,

    How's the matched betting going? Are you gonna save it all up to pay off your cc or your loan or is it the beginnings of your deposit?

    I think you've done amazingly well to get it down so much over the last year. You were so determined and did all that overtime last summer too. Has that all dried up now?

    Anyway just dropped in to say hi and how's it going.
    Hiya Verbatim the matched betting is going really well at the moment :j basically im going to keep doing it until the end of the year cos i need to find £2300 from some where as thats what i will have left at the end of the year from my debt, so as it stands at the moment i only need to make another £1528.82 and i will have the money altogether that i need to make me last payment in December :j :j Unfortunatley overtime has dried up so otherwise i would have been doing that as well to make the extra bit of money :(
    Savings Total so far for 2023: £8,062.58
  • James240 wrote:
    Hiya Y&R :hello:

    The Egg loan has probably been the easiest loan ive ever had in my entire life, i have a standing order to pay the monthly repayments and when i get paid what ever i have left out of my wages i leave a £100 for myself for the rest of the month and overpay my loan with what ever is left out of my wages :)

    Generally my overpayments range from £100 up to £400 depending how much i have left out of my wages.

    All i actually do is send them a cheque for the overpayment and the amount ive sent them comes off my loan perhaps 4 or 5 days later :)

    I know some people on this board have had problems with them but ive never had any problems at all and would highly recomend them :)

    and Verbatim you have putin just as much hard work as i have so you should be proud of what you have paid off as well :) :beer:

    Thanks James I think I'm going to look into it
    Y&R x
    Quit smoking 18/08/07
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    no probs Y&R glad i could help :)
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Glad the matched betting's going so well for you James. If you need another 1500 odd and you've done 771 already it should definitely be do-able!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Where are you james?

    Hope the prolonged absence means you've had a good weekend.

    And is that a new amount in the matched betting total?? Brilliant!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hiya verbatim :hello:

    yep thats a new matched betting total of over £820 now :j ive got a few more bits and pieces to add to it soon cos ive got nearly £100 to come from Quidco and Topcashback (which is due at end of February and March), plus ive got another £50 to come back to me soon from cyberslotz :j :j so its all going well for me at the moment :j :j

    Plus my £100 overpayment on my loan has come off as well so its a new debt total as well of just over £9200 now :j :j
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Goodstuff James.

    I've had some good news too. I was worried that I'd used too much of the money I'd saved over the year for tax to pay off my cards and wouldn't have enough to pay my tax BUT it turns out I paid too much last year and THEY OWE ME!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote:
    Goodstuff James.

    I've had some good news too. I was worried that I'd used too much of the money I'd saved over the year for tax to pay off my cards and wouldn't have enough to pay my tax BUT it turns out I paid too much last year and THEY OWE ME!


    Fantastic news verbatim :j:j:j:j:beer::beer::beer:


    :D:D:D:D:D:D:D:D:D:D:D

    :T
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    Oiiiiiiiiiiiiiiiiiiii Jamesy!!!!


    2livei0.jpg


    :rotfl::rotfl::rotfl::rotfl::rotfl:


    :p:D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kipper wrote:
    Oiiiiiiiiiiiiiiiiiiii Jamesy!!!!


    2livei0.jpg


    :rotfl::rotfl::rotfl::rotfl::rotfl:


    :p:D


    oh dear lord!!!!!!!!


    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Savings Total so far for 2023: £8,062.58
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