My Debt Diary

Verbatim

Cheers james.

And goodnight.

James240

youngandreckless wrote:

Hi James,

Can I ask about your egg loan? I know you are desperate to get rid of it, but how have you found it - any problems? I really like the fact you can over pay and I'm thinking I may try and switch mine so that I can use this feature, I don't know any other loans that do the same for a cheaper rate so would accept the 7.9% - has it been hard to be disciplined and over pay? My loan feels like a big burden and I really want to get my act together like you have.
Any advice would be gratefully received
Y&R x

Hiya Y&R :hello:

The Egg loan has probably been the easiest loan ive ever had in my entire life, i have a standing order to pay the monthly repayments and when i get paid what ever i have left out of my wages i leave a £100 for myself for the rest of the month and overpay my loan with what ever is left out of my wages

Generally my overpayments range from £100 up to £400 depending how much i have left out of my wages.

All i actually do is send them a cheque for the overpayment and the amount ive sent them comes off my loan perhaps 4 or 5 days later

I know some people on this board have had problems with them but ive never had any problems at all and would highly recomend them

and Verbatim you have putin just as much hard work as i have so you should be proud of what you have paid off as well :beer:

jessicamb

Well done James

I'm still expecting a Dec 07 DFD though, even if you have to stop buying clothes and walk around naked for a couple of months :eek:

James240

PeachPickle wrote:

I really am going to have to read that matched betting thread. How much do you need to start out with James?

hiya peachy :hello:

You need about £100 to start off with if you go here
you will go to the beginers thread which will explain everything u need to know about matched betting courtesy of the lovely Jessicamb and Misskool

James240

jessicamb wrote:

Well done James

I'm still expecting a Dec 07 DFD though, even if you have to stop buying clothes and walk around naked for a couple of months :eek:

Trust you :rolleyes: :rotfl:



im telling SS to watch out for your shenanigans :rotfl::rotfl::rotfl::rotfl:

PeachPickle

James240 wrote:

hiya peachy :hello:

You need about £100 to start off with if you go here
you will go to the beginers thread which will explain everything u need to know about matched betting courtesy of the lovely Jessicamb and Misskool

:hello:

I read that thread yesterday, and I'm reading it again now. I've got £100 "available" so I may take a leap this weekend :eek: We'll see though, it's not really sinking in just yet :rotfl:

James240

PeachPickle wrote:

:hello:

I read that thread yesterday, and I'm reading it again now. I've got £100 "available" so I may take a leap this weekend :eek: We'll see though, it's not really sinking in just yet :rotfl:

just make sure you understand what u are doing and if you have any questions post them in the newbie thread thats a sticky at the top the people on there have a wealth of knowledge and they are very friendly and very helpful to help people start up on this

do not risk any money if you are not sure, ask on the newbie thread and all ur questions will answered

Hope it all sinks in hun but dont rush cos it took me over 6 months to understand it

Jaymz

Just thought I would pop on and say keep up the good work

James240

Jaymz wrote:

Just thought I would pop on and say keep up the good work

ahhh cheers Jaymz :beer:

Verbatim

Hi James,

How's the matched betting going? Are you gonna save it all up to pay off your cc or your loan or is it the beginnings of your deposit?

I think you've done amazingly well to get it down so much over the last year. You were so determined and did all that overtime last summer too. Has that all dried up now?

Anyway just dropped in to say hi and how's it going.