Thursday 12/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• clean one room in house to save having big clean at weekend
• swim and jacuzzi to use gym membership and get very pruney
• use more xmas smellies up at gym
• not use car
• try and have a no spend day
• Be very sparkly - purple cow socks on today;)

Good morning lovely dfw's , we have our first daffodils starting to open here usually only appear about Easter - dunno what that is all about. Busy day ahead at work, DD is in a strop as her scooter has broken down:rolleyes: and OH just come off night turn and is grumpy:rolleyes: Glad I am at work this morning out the way:rotfl: :rotfl:

Hugs to all the poorly people, hope you feel better soon. Hi to all the new posters:D and a big wave to all the regulars :hello: :hello: :hello: , see you all later:D

talliedebtbuster

Hello all, got home late last night from focus group so read posts when i got in
I didn’t get much done yesterday in the end but i did have a NSD!!! Yippe!! I made up fajitas for lunch today And i got some left over fruit from the focus group towards today’s 5 a day!! Also was given a £20 M and S voucher for it!! Just deciding what to buy with it!!! And!! They gave us free branded 1GB memory sticks and i got 2 of them! Saved me loads, ill be able to put dissertation on to that.

I will
· Sort out the huge pile of dry washing and do ironing
· Read 2 uni articles and search for resources for essay
· Breakfast, lunch and dinner from home
· Look for freebies
· Search for cheap mothers day gift and card (hopeful i can find a free card site, saw one a while back on freebies board)
· Plan to have next month payday the least amount of spending ever
· Wii fit –maybe
· Take mum food shopping early morning

Ive joined up the audience shows sites to try and get free tickets to see Dancing on Ice and Ant and Dec! Going to be doing a twin study with sister at weekend – suppose to earn us some money!
Angelflower...there are so many sites, pet shops and places that you can get free puppy stuff from. Samples, toys and care booklets and gifts. Try them...

phillipsdj

Morning all!

On top of the usual DFW bits I did my 1st Pinecone survey yesterday! :j

Today I will:

Daily scratchies (I am now able to withdraw from both sites, I just need to pull my finger out re: providing ID!)
Charge my phone at work
Check online banking
Look into getting a replacement Boots advantage card to replace the 1 I misplaced years ago!
Check for any surveys
Check for any mystery shops.

I'm sure there will be more but my mind has gone blank!

Have fun everyone!

sophiesmum_2

bright and early for you today tallie:D , didn't know you were a twin, my OH is a twin - obviously non identical though as he has a twin sister:rotfl: , sounds like lots of goodies from your focus group yesterday:T :T

sophiesmum_2

phillipsdj wrote: »

Morning all!

On top of the usual DFW bits I did my 1st Pinecone survey yesterday! :j

Today I will:

Daily scratchies (I am now able to withdraw from both sites, I just need to pull my finger out re: providing ID!)
Charge my phone at work
Check online banking
Look into getting a replacement Boots advantage card to replace the 1 I misplaced years ago!
Check for any surveys
Check for any mystery shops.

I'm sure there will be more but my mind has gone blank!

Have fun everyone!

You can sort out your lost card here ;

http://www.boots.com/webapp/wcs/stores/servlet/BootsMicrosites?storeId=10052&page=AdvantageCard/lostStolen.jsp&langId=-1

Piquant_2

Morning everyone

Early start for me today! Hi SM love your sparkly smilie!

Not a lot financially all direct debits and bills have long since fled the account, yet leaving time for the unexpected one to arrive :rolleyes:

I left the house looking like Widow Twanky's emporium this morning, washing draped everywhere...

...and onto the list

• 30 washing load done and drying on the bannisters, radiators etc
• check online banking
• adjust spreadsheet if necessary
• bought in breakfast and lunch
• dinner from mealplan with ingredients from list
• go to the library
• charge phone
• update diary

Pop back later!

MrsAudus2b

Morning all!

Another quick post at work from me:

• At work
• Drove carefully to conserve petrol and so as not to skid on the light dusting of snow!
• Have packed lunch
• Did menu plan and shopping list last night
• Work assessment this afternoon
• Tescos afterwards...stick to budget!
• Update my diary tonight
• Catch up on my favourite's
• Enter 5 competitions
• Eastenders tonight - staying in
• Get work stuff ready for tomorrow
• Do little bit of housework to keep on top of things
• Make phone calls to friends using free minutes (quick catch up)

Will catch up with you all later
Love to all
xxx

ragstoricheswannabe

Good morning everyone, it is trying really hard to snow today, blummin freezing out there...............

today i have/will:

• daily scratchcard done, 10p and 10p
• daily clicks, need to join to a few more daily click sites done, will register for more sites tonight
• wrap last remaining ebay items and post the lot
• write a letter cancelling oh second phone (really need to stop putting it off!)
• housework, housework and more housework done, in a fashion
• washing and drying
• sort out and photo more items ready to list
• apply for ds2's child trust fund
• check online banking done, not bad but not good either
• clean out tropical fish tank
• make tea according to meal plan
• change all bedding beds stripped and airing, or thats what im telling myself!!!
• look for the best and cheapest matterress for ds2's cot

Think thats it today, not looking forward to the treck to the other side of town to get to the post office, but my car is getting fixed today:D

hope everyone has a good day
love rags
xxxxxxx

sophiesmum_2

Quick thanks to fay
My seeds arrived this morning :j :j which will be very dfw when I am having lots of lovely salads and herbs for free later in the year.

xxxxxx

csarina

Morning all...............

checked the bank everything ok.

This will not be a no spend day its veg man day!!!!

Pippilongstocking

Hello
Snow day here again - well snow and half term.

Must think of interesting things to do as we are marooned at home. (no road trip) boo hoo - still short (diff pair!) stripey socks, i feel its responsible for my bad snow luck.
Walk over to college to hand in intro -
Check bank later
washing is on we look more like a bomb site than Piq emporium
Lodger room washing to hang up - no lodger tonight as we were going away so he is going somewhere else. - so he's back on Sun.
Check green house later
Pay coal
Write up invoice for shetland work (I know not done that yet)
Eat a chookie egg for breki

Not sure what else will finish list when done intro.

Glad you liked seeds SM - I still have about half a tonne and look like I am growing about 10 different types of tomatoes. Tell your daffodils to go back to sleep its too early.

LOL - I NEVER LEARN - waving to you all.