Not got a will? Find out where your money'll go now ... its changed

beniver

SueWh wrote: »

I looked at the directgov.uk site this morning and they have not changed the rules there yet.
If you want something up to date in the meantime, I went to www.TenMinuteWill.co.uk where they have a table to help you work out what would happen if you died intestate.

Needed to update my will due to several changes. I used the company quoted here, really easy to use and you have your will printed in 10 minutes, just need to get 2 witnesses. Would definately recommend.:T :T

postingsomething

Pee wrote: »

Who did you make it with? They would probably either have held the original or be able to tell you where it went.

If you know that you want to make changes, it doesn't matter if you can't find the previous one, you can do a new one that covers you now and warn the new executors that there was a previous Will which you can't locate.

If you have married since the previous Will, it would have been revoked on that marriage anyway.

Thanks for that. I've no idea who The Army used for the will. I am married now and just wanted everything to go to my wife. Cool - I don't need to do anything then!

Pee

postingsomething wrote: »

Thanks for that. I've no idea who The Army used for the will. I am married now and just wanted everything to go to my wife. Cool - I don't need to do anything then!

But you have children under 18 who you may not wish to inherit at 18, who you may wish to appoint guardians for?

eddieps

My father dies last weekend with no will, he remarried 20 years ago and his house (probably worth around £180k) we beleive was put in joint names.

I also have two sisters, we have absolutely no problems with step Mum (she has no children) or her getting the property/monies our question really is about the scenario if she dies without remarrying. What is the case if she made a will leaving everything to her sister/nieces or did not make a will at all. with the house passing to her do we loose all claims at a later date?

Mojisola

eddieps wrote: »

What is the case if she made a will leaving everything to her sister/nieces or did not make a will at all. with the house passing to her do we loose all claims at a later date?

You are not blood relations and so would have no claim if she did not leave a will which named you as beneficiaries.

Broomstick

I have a question about children and wills where children have limited savings in their own names. Any legal bods able to answer this one?

What happens if children do not see their father, their parents were never married and their father has never applied to have any legal rights over them, ie parentally he is right out of their lives? The children were born before the law on unmarried parents and parental rights changed. Heaven forbid it should happen but, if one of the children died before 18 and hadn't made a will (don't know if an under-18 can make a will anyway?), would their siblings and mother automatically inherit or would the biological father be able to make a claim on the child's savings too?

lisamummytoarchieplusbump

i went to see a solicitor today as my mum died 22 jan without a will and the solicitor never mentioned the new rules either it was because she didnt know or they didnt apply to us.
but hearing this info seems strange how she didnt say the rules have recently changed but because my mum died before the rules dont apply. so think ill be ringing them tomorrow to find out for sure what rules we go by

seven-day-weekend

JoR you can appoint a guardian for your children in your will and should definately make one.

Who's to say that your parents will be allowed to have the children if you don't make a will? Maybe the other grandparents will rear their heads? Maybe their father will?

I'm sure you wouldn't want your children to be put through any sort of hassle - make a will and appoint your guardian NOW!

Jo_R_2

seven-day-weekend wrote: »

JoR you can appoint a guardian for your children in your will and should definately make one.

Who's to say that your parents will be allowed to have the children if you don't make a will? Maybe the other grandparents will rear their heads? Maybe their father will?

I'm sure you wouldn't want your children to be put through any sort of hassle - make a will and appoint your guardian NOW!

Thanks seven-day-weekend! It's probably obvious I'm not that "up" on how this works. though it has been something that's been playing on my mind since my ex moved out.

Although it is well documented in my health records (long story) that my parents are a massive part of my DDs' lives on a day-today basis and have been very involved in their care, especially DD2, I obviously can't take it for granted that they would be allowed to have them, although it has been discussed informally with my parents and OH.

Although I don't have any objection to my ex and his wife having the girls should anything happen in terms of whether they'd be suitable, he has made it clear that since he moved out, they are not his priority so I shouldn't imagine he would object to my parents caring for them in such circumstances, much as he would make out he is the doting father!

I don't worry about any other relatives or grandparents coming into the picture. His mum would not be able to from a health POV, and his father I would lay money on would not want the commitment - him and my ex are very much alike:rolleyes:

I suppose I just thought it was odd that I could make a will and not specify about assets as I have nothing monetarily in that sense! I'm also still abit confused about appointing a guardian and the issue of parental responsibility as my ex has this for both DDs - what exactly does happen if I specify my parents as guardians, and my ex has the PR - does he ultimately have the say over where they would go?

Pee

Broomstick wrote: »

I have a question about children and wills where children have limited savings in their own names. Any legal bods able to answer this one?

What happens if children do not see their father, their parents were never married and their father has never applied to have any legal rights over them, ie parentally he is right out of their lives? The children were born before the law on unmarried parents and parental rights changed. Heaven forbid it should happen but, if one of the children died before 18 and hadn't made a will (don't know if an under-18 can make a will anyway?), would their siblings and mother automatically inherit or would the biological father be able to make a claim on the child's savings too?

The father would be entitled. There is an assumption that a father has predeceased, but if he is named on the birth certificate or it can be otherwise proved, the father is entitled to half the estate with the mother.

An under 18 cannot make a Will, except if they are on active duty in the forces, I seem to remember.

Any debts of the child, i.e. funeral expenses would be met from the estate before it was divided.

This would not apply if the child had been adopted by someone else, the adoption would then serve as a blood link.