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AmEx how to be accepted?

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Comments

  • harieta
    harieta Posts: 282 Forumite
    Kavanne wrote: »
    Er or you could be a 20 year old female who has just started her first full time job and JUST meets the eligibility criteria. :p
    ...I'm slightly too old to meet those criteria....:D
    Information - never enough, questions - always too many, decisions - not always the best
    :beer:
    Wins since Feb 2008: £100 Virgin Vouchers, £10 Next voucher, 0.75l Juniper Organic Gin, Rimmel Sexy Curves mascara (x2), 3 pairs of cinema tickets, £45 shoe-a-holic gift set, £50 M&S voucher, Grundig 22" LCD TV (Quidco)
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nig0609 wrote: »
    couldnt u just lie and say it is above 20k and hope they dont check?

    If you want a CIFAS warning then go ahead....
  • pixiepie99
    pixiepie99 Posts: 232 Forumite
    I earn just under the threshold (around £19.5k) and my partner earns around £20K. Applied under my name last week and got the cards today.

    So there must be another reason they declined you.
  • allthingsconsidered2009
    allthingsconsidered2009 Posts: 343 Forumite
    How hard are Amex cards to get? Do they approve people who don't haave much credit history?
  • pixiepie99
    pixiepie99 Posts: 232 Forumite
    In this financial climate I'd say all credit cards are harder to get and yes, it will depend on your credit history as well as income.
  • kazwookie
    kazwookie Posts: 14,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't earn £20k or any where near that, and I have a blue amex card.
    Breast Cancer Now 100 miles October 2022 100 / 100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25 all done)
    Breast Cancer Now 100 miles 1st October 2025 82/100
    Sun, Sea
  • pixiepie99
    pixiepie99 Posts: 232 Forumite
    kazwookie wrote: »
    I don't earn £20k or any where near that, and I have a blue amex card.

    I think we're talking about the Platinum 5% cashback Amex card which has a £20k household income threshold.
  • kazwookie
    kazwookie Posts: 14,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I get 'cash back' with mine once a year, provided I pay the balance off each month in total.
    Breast Cancer Now 100 miles October 2022 100 / 100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25 all done)
    Breast Cancer Now 100 miles 1st October 2025 82/100
    Sun, Sea
  • emweaver
    emweaver Posts: 8,419 Forumite
    We got accepted for a card a few weeks ago my our joint income is £22k a yr. Really surprised as we were declined an abbey national card a week before!
    Wins so far this year: Mum to be bath set, follow me Domino Dog, Vital baby feeding set, Spiderman goody bag, free pack of Kiplings cakes, £15 love to shop voucher, HTC Desire, Olive oil cooking spray, Original Source Strawberry Shower Gel, Garnier skin care hamper, Marc Jacobs fragrance.
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