We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

AmEx how to be accepted?

2»

Comments

  • harieta
    harieta Posts: 282 Forumite
    Kavanne wrote: »
    Er or you could be a 20 year old female who has just started her first full time job and JUST meets the eligibility criteria. :p
    ...I'm slightly too old to meet those criteria....:D
    Information - never enough, questions - always too many, decisions - not always the best
    :beer:
    Wins since Feb 2008: £100 Virgin Vouchers, £10 Next voucher, 0.75l Juniper Organic Gin, Rimmel Sexy Curves mascara (x2), 3 pairs of cinema tickets, £45 shoe-a-holic gift set, £50 M&S voucher, Grundig 22" LCD TV (Quidco)
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nig0609 wrote: »
    couldnt u just lie and say it is above 20k and hope they dont check?

    If you want a CIFAS warning then go ahead....
  • pixiepie99
    pixiepie99 Posts: 232 Forumite
    I earn just under the threshold (around £19.5k) and my partner earns around £20K. Applied under my name last week and got the cards today.

    So there must be another reason they declined you.
  • allthingsconsidered2009
    allthingsconsidered2009 Posts: 343 Forumite
    How hard are Amex cards to get? Do they approve people who don't haave much credit history?
  • pixiepie99
    pixiepie99 Posts: 232 Forumite
    In this financial climate I'd say all credit cards are harder to get and yes, it will depend on your credit history as well as income.
  • kazwookie
    kazwookie Posts: 14,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't earn £20k or any where near that, and I have a blue amex card.
    Breast Cancer Now 100 miles October 2022 100/100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.25)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25)
    Breast Cancer Now 100 miles 1st October 2025 100/100 (12.10.25 all done)
    Tommy 10,000 steps challenge. 1st Nov 25 for 30 days .
    Sun, Sea
  • pixiepie99
    pixiepie99 Posts: 232 Forumite
    kazwookie wrote: »
    I don't earn £20k or any where near that, and I have a blue amex card.

    I think we're talking about the Platinum 5% cashback Amex card which has a £20k household income threshold.
  • kazwookie
    kazwookie Posts: 14,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I get 'cash back' with mine once a year, provided I pay the balance off each month in total.
    Breast Cancer Now 100 miles October 2022 100/100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.25)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25)
    Breast Cancer Now 100 miles 1st October 2025 100/100 (12.10.25 all done)
    Tommy 10,000 steps challenge. 1st Nov 25 for 30 days .
    Sun, Sea
  • emweaver
    emweaver Posts: 8,419 Forumite
    We got accepted for a card a few weeks ago my our joint income is £22k a yr. Really surprised as we were declined an abbey national card a week before!
    Wins so far this year: Mum to be bath set, follow me Domino Dog, Vital baby feeding set, Spiderman goody bag, free pack of Kiplings cakes, £15 love to shop voucher, HTC Desire, Olive oil cooking spray, Original Source Strawberry Shower Gel, Garnier skin care hamper, Marc Jacobs fragrance.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture