Plasma TV Accident

CraigV_2

I dont mean to sound rude here, so im sorry if i gonna come accross this way, but can anyone with good insurance knowledge tell me where I stand on this matter. I really dont want to break the law and at the same time Id like my tv sorted out

CraigV_2

Another thing.. I do value everyones thoughts so far. So thankyou.

ben500

CraigV wrote: »

it does mention accidental damage on the cover... £600 is taking a big hit on what i originally paid for. Are there ways to get them to offer more?

Why would they offer more? Their obligation is to put you in the same position you were prior to the event, not to replace your knackered old set with a new one and line your pockets at the same time.

Dacouch I think Flamecloud got confused that as you asked about a contents policy you then went on to discuss a contents policy not the warranty.

McKneff

If you have accidental damage on your warranty then claim on that.
Thats what you have paid the policy for.
Claim on your house insurance and you may have to pay more next yer.

CraigV_2

Cheers guys for the quick response.. im not too bothered about about what I will get back now.. My man concern is the Warranty issue, with my address being different.. Will it make a differnce that my address has changed? Yet on the warranty certificate my address is still my previous address?

dacouch

The address you have declared on your warranty should not be a problem as people move address and often forget to inform the warranty company of their new address.

It might be a problem if you have moved into a really high risk area like london and they exclude it but probably not as it is accidental damage cover you have on it probably not theft cover.

Give them a ring and report the damage to them. They may ask about the different address and just be truthful with them eg you forgot or did not realise you had to tell them

CraigV_2

Thanks will do that.. been holding off in fear of these ppl as i dont know my rights etc.

dacouch

If you have any problems with the insurers post them on here and we will see if we can help