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save me time please

ftb with 10%-20% deposit, what are the best deals allowing overpayment at the moment? more interested in variable/trackers but info about fixed still welcome
thank you
The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
Often people seem to use this word mistakenly where "quandary" would fit better.
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Comments

  • feisty1
    feisty1 Posts: 1,487 Forumite
    Quote: save me time please

    I have never seen such a ludicrous post! So yr a FTB, about to take possibly the largest finanial commitment you will ever take & you want other people to do the research! Hire a PA!!

    It may have been better if you had done some research & then asked for an opinion!
  • Squish_21
    Squish_21 Posts: 676 Forumite
    Best if you get a mortgage broker or look yourself for a deal which suits you best.

    You'll only get told a snapshot of the mortgages on offer if you ask people on here, they cant/wont search the whole mortgage market for you.
    Squish
  • justme111
    justme111 Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Where you have seen me asking people searching for me?
    Dont you think there are many people who have done the research for their own purposes already? Or you don't think?:D
    The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
    Often people seem to use this word mistakenly where "quandary" would fit better.
  • feisty1
    feisty1 Posts: 1,487 Forumite
    Quote..."save me time please ".........

    What's wrong with you looking, if you're prepared at this stage to put it in the hands of others, then yr clearly a person who does not consider finances to be yr priority but want others to do the ground work!!!!! Wake up and smell the coffee!
  • justme111
    justme111 Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    feisty1 wrote: »
    Quote..."save me time please ".........

    What's wrong with you looking, if you're prepared at this stage to put it in the hands of others, then yr clearly a person who does not consider finances to be yr priority but want others to do the ground work!!!!! Wake up and smell the coffee!
    (shrugs the shoulders)
    can you read? or you can just use exclamation points?
    i want others to share their knowledge that they aquired for their own purposes. the same as i have done when I knew something
    Thats what forums are for.
    The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
    Often people seem to use this word mistakenly where "quandary" would fit better.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    One problem you will have is that deals are changing all the time at the moment, so anyone who researched last week is allready out of date.

    The other thing is that 10%-20% is a very wide range for a deposit and will make a big difference to the deals you can get, narrow it down a bit.
  • justme111
    justme111 Posts: 3,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    One problem you will have is that deals are changing all the time at the moment, so anyone who researched last week is allready out of date.

    The other thing is that 10%-20% is a very wide range for a deposit and will make a big difference to the deals you can get, narrow it down a bit.
    Thank you
    well, i would try to put 20% if after comparing the rates for 10% and 20% I will see it is worthwhile.
    The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
    Often people seem to use this word mistakenly where "quandary" would fit better.
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    justme111 wrote: »
    (shrugs the shoulders)
    can you read? or you can just use exclamation points?
    i want others to share their knowledge that they aquired for their own purposes. the same as i have done when I knew something
    Thats what forums are for.

    (yawns)

    yes, also I am looking for house - any price - and some carpet.

    (scratches knee)

    so get a move on - this is a forum you know
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • So yr a FTB, about to take possibly the largest finanial commitment you will ever take check out the best mortgage offers at Moneysupermarket
    ...............................I have put my clock back....... Kcolc ym
  • justme111 wrote: »
    Dont you think there are many people who have done the research for their own purposes already? Or you don't think?:D

    Quite a good point but I agree with the fiesty one that immersing yourself in a study of all aspects of buying a house ( e.g. Which Magazine "How to buy a House" etc etc ) and getting to know what is available is a good idea.

    You would know quite a lot after about 20 hours of effort.
    I wish you well.
    ...............................I have put my clock back....... Kcolc ym
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