Tesco £45 clubcard points

nickers

If you take out Tesco life insurance online they are offering 4500 clubcard points - which if you swap for any of the Deals is worth 4 times the amount (£180!).
I took out the minimum amount which costs £5 per month, covers you for about £25k. I got my points pretty quickly afterwards although when questioned they did say points would be allocated over the next 12 months, presumably so you can't just cancel the policy. I haven't tried cancelling it but you could if you've received your points - I couldn't find anything to say you have to give them back.
I converted my £45 clubcard vouchers to the Hotel Deals and got £180 worth of vouchers for a 2 night hotel stay.
https://www.tescofinance.com/personal/finance/

getmeoutofhere

I applied the other day. Hope I don't have to wait a year for the points though.

gasplug

"4,500 Clubcard points will be received one month after the first month's premium has been received."

DGH_2

Did this a few months ago when I was looking for Life insurance anyway. Tesco were a pretty good deal as it was ut the extra points swung it.

Joined in Septembe, points appeared on November's statement.

Now just got to decide what to spend them on ;D ;D

Marigold123

If you really can't find them, phone them up and they will re-credit your account with the points and re-issue them as vouchers in the next quarterly mailing. Useful if you haven't got round to spending them, as the vouchers last for 2 years, and presumably no longer.

The deals tokens are only valid for 6 months, and as I have £5.00 in tokens which I didn't need to use, I must find out if I can send back those for another time, too.

asharon

Thanks OP

jaymee

Is there a minimum term for this or can you cancel at anytime?

harrym_2

Anyone know if theres a Medical involved etc?

MarkyMarkD

With most life companies, they will perform a preliminary review of your proposal based on height/weight and answers to primary health questions. If you come up OK on those, you won't have to have a medical. Even if you do come up slightly adverse on the primary questions or are a bit overweight, they may charge a slightly higher premium without a medical, or they may go for a medical or write to your doctor for a reference instead.

Leylauk

Hi

I was just wondering if anyone else was having problems getting their free 4500 clubcard points, I have now paid two monthly premiums and not received the points. I contacted clubcard and was told that the points would be awarded 1 month after the first payment was taken i.e. the 17th Feb, however still no points.

Any help would be appreciated.

Thanks

redfox

this seems to be an ongoing offer rather than a Grabbit so moving this thread to Shop but don't drop