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The DFW Diiiiiiiiiiiiiiiiiiiiiiiiirty Weekend Chat

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Comments

  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    :bdaycake: :bdaycake: Happy birthday skintspice!!! :bdaycake: :bdaycake:
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Happy birthday Skinty-from a fellow Aquarian!!!!
    Debt-free...and staying that way...
  • tenmah
    tenmah Posts: 2,209 Forumite
    Oh wow, thank you all so much for the replies.

    It is funny that you can all see what I had forgotten - I have bought her up on my own completely (from being pregnant) so yes I should be proud of both of us!

    Her graduation is not til July so I have time to save!

    Thanks everyone x
    OD [STRIKE] £2600 [/STRIKE] £0 :j Loan [STRIKE]£9500.00[/STRIKE] £0 :j Car [STRIKE]£3150[/STRIKE] £0 :j Moving Costs [STRIKE]£1300[/STRIKE] £0 :j Savings £1150 :j

    Everytime I hear the 'dirty' word Exercise, I wash my mouth out with chocolate!
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    It's my daughter's 6th birthday on Tuesday and I'll be up in Chorley all day.

    Then it's my Dad's birthday on the 14th
    then my hubby's birthday on the 15th.

    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • skint_spice
    skint_spice Posts: 13,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's my daughter's 6th birthday on Tuesday and I'll be up in Chorley all day.

    Then it's my Dad's birthday on the 14th
    then my hubby's birthday on the 15th.

    ...Linda xx

    Does that mean you won't get to see DD? An expensive month for you Linda!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Does that mean you won't get to see DD? An expensive month for you Linda!

    I should be back at about 7pm so i will get to see her.
    It is an expensive month as I also have to pay the Center Parcs balance this month so I don't know if I'll be coming to Manchester :(
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I should be back at about 7pm so i will get to see her.
    It is an expensive month as I also have to pay the Center Parcs balance this month so I don't know if I'll be coming to Manchester :(
    ...Linda xx

    We can hide you in a corner and feed you sachets of sauces ;) and maybe the odd cheesey chip,
    and waft the smell of Woo Woo over to you:D:rotfl:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Does anyone know if there has been any progress on the bank charges test case yet?
    As I remember we were waiting for the OFT to make a final decision which was expected to be in early Feb.
    I can see them delaying the whole thing until the banks are stable though.
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    We can hide you in a corner and feed you sachets of sauces ;) and maybe the odd cheesey chip,
    and waft the smell of Woo Woo over to you:D:rotfl:

    You are such a tease.
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Does anyone know if there has been any progress on the bank charges test case yet?
    As I remember we were waiting for the OFT to make a final decision which was expected to be in early Feb.
    I can see them delaying the whole thing until the banks are stable though.
    ...Linda xx

    Ok, just found this....

    Latest News
    22 January 09. FSA waiver extended for a further six months

    The FSA announced this morning it's extending the current bank charges waiver by a further six months meaning the hold has now been in place for a year and a half with still no end in sight.
    My thoughts....I bet this is because they know that if banks are forced to refund these charges in the current financial climate, they'd all be screwed.

    Next Key Date
    Decisions expected from the Court of Appeal and OFT

    We're now waiting for a decision from the Court of Appeal on whether it thinks charges can be subject to fairness rules and for the OFT to decide whether it thinks bank charges are actually unfair. As always news will be in the weekly e-mail.

    robbing b@stards. --- that bit was my addition, not Martin's! ;)

    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
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