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Co-op Cash Card Account
coco1277_2
Posts: 169 Forumite
Hi , I was just wondering if any one had applied for a co-op cash card account after bankruptcy and been declined ?
My OH was declared bankrupt on 22 Jan and tried to open an account with them , he rang them and done application over the phone and they said he will receive a decision within a few days , he received decision today saying thank you for applying but we are unable to offer you an account ?
I thought these were suppossed to be 1 of the 2 banks that were bankrupt friendly and dont understand why they wont let him open one , he is beginning to panic as now he doesnt have account for his wages to be paid into.
My OH was declared bankrupt on 22 Jan and tried to open an account with them , he rang them and done application over the phone and they said he will receive a decision within a few days , he received decision today saying thank you for applying but we are unable to offer you an account ?
I thought these were suppossed to be 1 of the 2 banks that were bankrupt friendly and dont understand why they wont let him open one , he is beginning to panic as now he doesnt have account for his wages to be paid into.
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In the first instance i would appeal as this seems to be happening a bit with both co-op and barclays at the moment.
Did you owe them any money?:cheesy: K2nga :cheesy:
BSC Member 176
BR 23/06/08
ED 22/01/09
Credit file BR fall off date: 24/06/14 :beer:0 -
Hi , Thank you for your reply , No he doesnt owe any money to the Co-op0
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Are you on the electrol roll as i know some have been declined because they have not registered after moving.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
I applied for one yesterday and got referred (I'm not BR yet). Don't owe them anything. Called today and he said it's still under referral but that I should get my sort code and account number/card etc next week? Didn't seem to make much sense to me but the guy was unfathomably enthusiastic about speaking to me.
Will keep you posted on what happens with my application if you like.BR 08/04/09 | ED 02/10/09
| BSC 255
I made it through!Don't ignore a problem. Unlike a bad smell, it won't eventually go away.0 -
Are you on the electrol roll as i know some have been declined because they have not registered after moving.Dx
also i've known people with CIFAS markers on their credit files that has stopped accounts from being opened....are all your credit files as they should be OP?We all die. The goal isn't to live forever, the goal is to create something that will0 -
That's worrying. I'm applying tomorrow prior to my BR on Monday."What does not kill you makes you stronger"0
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24 hour UK call centre - do it now so you know where you are. 08457 212 212Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848"He who laughs last didn't get it!" :rotfl:BSC 134
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Thank you everyoneone for your helpful replies , I will look into everything you have advised , I know we are on electrol roll0
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yes please sieve , please let me know how you get on thanks0
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Will post again here when I hear anythingBR 08/04/09 | ED 02/10/09 | BSC 255
I made it through!Don't ignore a problem. Unlike a bad smell, it won't eventually go away.0
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